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CIA Quote, Financials, Valuation and Earnings

Last price:
$4.18
Seasonality move :
-3.14%
Day range:
$4.11 - $4.22
52-week range:
$1.78 - $5.95
Dividend yield:
0%
P/E ratio:
9.67x
P/S ratio:
0.85x
P/B ratio:
1.00x
Volume:
45.8K
Avg. volume:
94.4K
1-year change:
50.72%
Market cap:
$207.6M
Revenue:
$240.7M
EPS (TTM):
$0.43

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
CIA
Citizens
$64.7M $0.09 -3.28% -57.14% $4.00
AAME
Atlantic American
-- -- -- -- --
ABL
Abacus Life
$28.8M $0.14 40.34% 1300% $13.88
BHF
Brighthouse Financial
$2.2B $4.41 62.96% -34.69% $51.88
GNW
Genworth Financial
-- $0.12 -- 133.33% $8.50
LNC
Lincoln National
$4.7B $1.78 16.58% -77.12% $36.00
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
CIA
Citizens
$4.16 $4.00 $207.6M 9.67x $0.00 0% 0.85x
AAME
Atlantic American
$1.49 -- $30.3M 18.85x $0.02 2.69% 0.16x
ABL
Abacus Life
$6.92 $13.88 $649.7M 70.19x $0.00 0% 4.60x
BHF
Brighthouse Financial
$45.74 $51.88 $2.7B -- $0.00 0% --
GNW
Genworth Financial
$6.56 $8.50 $2.8B 32.80x $0.00 0% 0.40x
LNC
Lincoln National
$30.06 $36.00 $5.1B 21.47x $0.45 5.99% 0.38x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
CIA
Citizens
-- -0.259 -- 4.87x
AAME
Atlantic American
26.31% 1.608 108.72% 4.05x
ABL
Abacus Life
41.13% -0.290 23.84% 1.20x
BHF
Brighthouse Financial
36.35% 0.358 114.33% --
GNW
Genworth Financial
15.7% 1.620 39.91% --
LNC
Lincoln National
39.9% 1.614 94.18% 5.24x
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
CIA
Citizens
-- -- 11.99% 11.99% 4.92% $9.3M
AAME
Atlantic American
-- -- -4.92% -6.7% -3.56% $58K
ABL
Abacus Life
$26M $6.6M -3.21% -5.9% -4.68% -$52.5M
BHF
Brighthouse Financial
-- -- -15.39% -25.86% 11.51% $24M
GNW
Genworth Financial
-- -- 0.84% 0.98% 15.78% $161M
LNC
Lincoln National
-- -- 2.73% 5.12% -14.7% -$27M

Citizens vs. Competitors

  • Which has Higher Returns CIA or AAME?

    Atlantic American has a net margin of 4.52% compared to Citizens's net margin of -4.49%. Citizens's return on equity of 11.99% beat Atlantic American's return on equity of -6.7%.

    Company Gross Margin Earnings Per Share Invested Capital
    CIA
    Citizens
    -- $0.05 $207.6M
    AAME
    Atlantic American
    -- -$0.10 $143.5M
  • What do Analysts Say About CIA or AAME?

    Citizens has a consensus price target of $4.00, signalling upside risk potential of 20.19%. On the other hand Atlantic American has an analysts' consensus of -- which suggests that it could fall by --. Given that Citizens has higher upside potential than Atlantic American, analysts believe Citizens is more attractive than Atlantic American.

    Company Buy Ratings Hold Ratings Sell Ratings
    CIA
    Citizens
    0 0 0
    AAME
    Atlantic American
    0 0 0
  • Is CIA or AAME More Risky?

    Citizens has a beta of 0.115, which suggesting that the stock is 88.462% less volatile than S&P 500. In comparison Atlantic American has a beta of 0.453, suggesting its less volatile than the S&P 500 by 54.676%.

  • Which is a Better Dividend Stock CIA or AAME?

    Citizens has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Atlantic American offers a yield of 2.69% to investors and pays a quarterly dividend of $0.02 per share. Citizens pays -- of its earnings as a dividend. Atlantic American pays out -471.93% of its earnings as a dividend.

  • Which has Better Financial Ratios CIA or AAME?

    Citizens quarterly revenues are $61.7M, which are larger than Atlantic American quarterly revenues of $44.5M. Citizens's net income of $2.8M is higher than Atlantic American's net income of -$2M. Notably, Citizens's price-to-earnings ratio is 9.67x while Atlantic American's PE ratio is 18.85x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Citizens is 0.85x versus 0.16x for Atlantic American. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    CIA
    Citizens
    0.85x 9.67x $61.7M $2.8M
    AAME
    Atlantic American
    0.16x 18.85x $44.5M -$2M
  • Which has Higher Returns CIA or ABL?

    Abacus Life has a net margin of 4.52% compared to Citizens's net margin of -18.21%. Citizens's return on equity of 11.99% beat Abacus Life's return on equity of -5.9%.

    Company Gross Margin Earnings Per Share Invested Capital
    CIA
    Citizens
    -- $0.05 $207.6M
    ABL
    Abacus Life
    92.23% -$0.07 $438.2M
  • What do Analysts Say About CIA or ABL?

    Citizens has a consensus price target of $4.00, signalling upside risk potential of 20.19%. On the other hand Abacus Life has an analysts' consensus of $13.88 which suggests that it could grow by 100.51%. Given that Abacus Life has higher upside potential than Citizens, analysts believe Abacus Life is more attractive than Citizens.

    Company Buy Ratings Hold Ratings Sell Ratings
    CIA
    Citizens
    0 0 0
    ABL
    Abacus Life
    3 0 0
  • Is CIA or ABL More Risky?

    Citizens has a beta of 0.115, which suggesting that the stock is 88.462% less volatile than S&P 500. In comparison Abacus Life has a beta of 0.000, suggesting its less volatile than the S&P 500 by 100%.

  • Which is a Better Dividend Stock CIA or ABL?

    Citizens has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Abacus Life offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Citizens pays -- of its earnings as a dividend. Abacus Life pays out -- of its earnings as a dividend.

  • Which has Better Financial Ratios CIA or ABL?

    Citizens quarterly revenues are $61.7M, which are larger than Abacus Life quarterly revenues of $28.1M. Citizens's net income of $2.8M is higher than Abacus Life's net income of -$5.1M. Notably, Citizens's price-to-earnings ratio is 9.67x while Abacus Life's PE ratio is 70.19x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Citizens is 0.85x versus 4.60x for Abacus Life. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    CIA
    Citizens
    0.85x 9.67x $61.7M $2.8M
    ABL
    Abacus Life
    4.60x 70.19x $28.1M -$5.1M
  • Which has Higher Returns CIA or BHF?

    Brighthouse Financial has a net margin of 4.52% compared to Citizens's net margin of 8.97%. Citizens's return on equity of 11.99% beat Brighthouse Financial's return on equity of -25.86%.

    Company Gross Margin Earnings Per Share Invested Capital
    CIA
    Citizens
    -- $0.05 $207.6M
    BHF
    Brighthouse Financial
    -- $2.47 $8.7B
  • What do Analysts Say About CIA or BHF?

    Citizens has a consensus price target of $4.00, signalling upside risk potential of 20.19%. On the other hand Brighthouse Financial has an analysts' consensus of $51.88 which suggests that it could grow by 13.41%. Given that Citizens has higher upside potential than Brighthouse Financial, analysts believe Citizens is more attractive than Brighthouse Financial.

    Company Buy Ratings Hold Ratings Sell Ratings
    CIA
    Citizens
    0 0 0
    BHF
    Brighthouse Financial
    1 6 2
  • Is CIA or BHF More Risky?

    Citizens has a beta of 0.115, which suggesting that the stock is 88.462% less volatile than S&P 500. In comparison Brighthouse Financial has a beta of 1.077, suggesting its more volatile than the S&P 500 by 7.738%.

  • Which is a Better Dividend Stock CIA or BHF?

    Citizens has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Brighthouse Financial offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Citizens pays -- of its earnings as a dividend. Brighthouse Financial pays out -9.17% of its earnings as a dividend.

  • Which has Better Financial Ratios CIA or BHF?

    Citizens quarterly revenues are $61.7M, which are smaller than Brighthouse Financial quarterly revenues of $2B. Citizens's net income of $2.8M is lower than Brighthouse Financial's net income of $176M. Notably, Citizens's price-to-earnings ratio is 9.67x while Brighthouse Financial's PE ratio is --. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Citizens is 0.85x versus -- for Brighthouse Financial. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    CIA
    Citizens
    0.85x 9.67x $61.7M $2.8M
    BHF
    Brighthouse Financial
    -- -- $2B $176M
  • Which has Higher Returns CIA or GNW?

    Genworth Financial has a net margin of 4.52% compared to Citizens's net margin of 4.61%. Citizens's return on equity of 11.99% beat Genworth Financial's return on equity of 0.98%.

    Company Gross Margin Earnings Per Share Invested Capital
    CIA
    Citizens
    -- $0.05 $207.6M
    GNW
    Genworth Financial
    -- $0.19 $10.8B
  • What do Analysts Say About CIA or GNW?

    Citizens has a consensus price target of $4.00, signalling upside risk potential of 20.19%. On the other hand Genworth Financial has an analysts' consensus of $8.50 which suggests that it could grow by 29.57%. Given that Genworth Financial has higher upside potential than Citizens, analysts believe Genworth Financial is more attractive than Citizens.

    Company Buy Ratings Hold Ratings Sell Ratings
    CIA
    Citizens
    0 0 0
    GNW
    Genworth Financial
    0 1 0
  • Is CIA or GNW More Risky?

    Citizens has a beta of 0.115, which suggesting that the stock is 88.462% less volatile than S&P 500. In comparison Genworth Financial has a beta of 1.001, suggesting its more volatile than the S&P 500 by 0.11399999999999%.

  • Which is a Better Dividend Stock CIA or GNW?

    Citizens has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Genworth Financial offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Citizens pays -- of its earnings as a dividend. Genworth Financial pays out -- of its earnings as a dividend.

  • Which has Better Financial Ratios CIA or GNW?

    Citizens quarterly revenues are $61.7M, which are smaller than Genworth Financial quarterly revenues of $1.8B. Citizens's net income of $2.8M is lower than Genworth Financial's net income of $85M. Notably, Citizens's price-to-earnings ratio is 9.67x while Genworth Financial's PE ratio is 32.80x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Citizens is 0.85x versus 0.40x for Genworth Financial. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    CIA
    Citizens
    0.85x 9.67x $61.7M $2.8M
    GNW
    Genworth Financial
    0.40x 32.80x $1.8B $85M
  • Which has Higher Returns CIA or LNC?

    Lincoln National has a net margin of 4.52% compared to Citizens's net margin of -12.58%. Citizens's return on equity of 11.99% beat Lincoln National's return on equity of 5.12%.

    Company Gross Margin Earnings Per Share Invested Capital
    CIA
    Citizens
    -- $0.05 $207.6M
    LNC
    Lincoln National
    -- -$3.29 $15B
  • What do Analysts Say About CIA or LNC?

    Citizens has a consensus price target of $4.00, signalling upside risk potential of 20.19%. On the other hand Lincoln National has an analysts' consensus of $36.00 which suggests that it could grow by 19.76%. Given that Citizens has higher upside potential than Lincoln National, analysts believe Citizens is more attractive than Lincoln National.

    Company Buy Ratings Hold Ratings Sell Ratings
    CIA
    Citizens
    0 0 0
    LNC
    Lincoln National
    1 10 0
  • Is CIA or LNC More Risky?

    Citizens has a beta of 0.115, which suggesting that the stock is 88.462% less volatile than S&P 500. In comparison Lincoln National has a beta of 1.788, suggesting its more volatile than the S&P 500 by 78.845%.

  • Which is a Better Dividend Stock CIA or LNC?

    Citizens has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Lincoln National offers a yield of 5.99% to investors and pays a quarterly dividend of $0.45 per share. Citizens pays -- of its earnings as a dividend. Lincoln National pays out -51.46% of its earnings as a dividend.

  • Which has Better Financial Ratios CIA or LNC?

    Citizens quarterly revenues are $61.7M, which are smaller than Lincoln National quarterly revenues of $4.2B. Citizens's net income of $2.8M is higher than Lincoln National's net income of -$528M. Notably, Citizens's price-to-earnings ratio is 9.67x while Lincoln National's PE ratio is 21.47x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Citizens is 0.85x versus 0.38x for Lincoln National. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    CIA
    Citizens
    0.85x 9.67x $61.7M $2.8M
    LNC
    Lincoln National
    0.38x 21.47x $4.2B -$528M

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