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SOFI Quote, Financials, Valuation and Earnings

Last price:
$10.85
Seasonality move :
-1.74%
Day range:
$10.51 - $11.20
52-week range:
$6.01 - $18.42
Dividend yield:
0%
P/E ratio:
29.24x
P/S ratio:
4.54x
P/B ratio:
1.82x
Volume:
47.3M
Avg. volume:
55.7M
1-year change:
47.61%
Market cap:
$11.9B
Revenue:
$2.6B
EPS (TTM):
$0.37

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
SOFI
SoFi Technologies
$739.9M $0.04 26.38% 95% $13.04
BAC
Bank of America
$26.9B $0.81 5.86% 10.22% $49.79
GHLD
Guild Holdings
$240.2M $0.17 0.68% -61.81% $15.50
IOR
Income Opportunity Realty Investors
-- -- -- -- --
PYPL
PayPal Holdings
$7.8B $1.16 1.96% 40.48% $88.98
SYF
Synchrony Financial
$3.7B $1.68 1.83% -47.89% $67.00
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
SOFI
SoFi Technologies
$10.82 $13.04 $11.9B 29.24x $0.00 0% 4.54x
BAC
Bank of America
$36.67 $49.79 $278.8B 11.39x $0.26 2.78% 2.86x
GHLD
Guild Holdings
$13.33 $15.50 $825.2M 8.66x $0.50 0% 0.78x
IOR
Income Opportunity Realty Investors
$17.75 -- $72.2M 15.71x $0.00 0% 11.52x
PYPL
PayPal Holdings
$62.27 $88.98 $61.6B 15.53x $0.00 0% 2.03x
SYF
Synchrony Financial
$46.96 $67.00 $18.3B 5.50x $0.25 2.13% 1.25x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
SOFI
SoFi Technologies
32.16% 2.699 18.34% 5.58x
BAC
Bank of America
52.5% 1.388 91.34% 1.97x
GHLD
Guild Holdings
36.68% -0.687 83.04% 0.05x
IOR
Income Opportunity Realty Investors
-- -0.661 -- 36,557.00x
PYPL
PayPal Holdings
32.61% 0.884 11.66% 1.17x
SYF
Synchrony Financial
48.26% 1.728 58.44% --
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
SOFI
SoFi Technologies
-- -- 5.22% 8.24% 45.45% -$244.3M
BAC
Bank of America
-- -- 4.33% 9.22% 113.33% $25.9B
GHLD
Guild Holdings
-- -- 5.41% 8.05% 42.46% $200.1M
IOR
Income Opportunity Realty Investors
-- $1.4M 3.88% 3.88% 93% -$5K
PYPL
PayPal Holdings
$3.9B $1.5B 13.65% 20.14% 18.01% $2.2B
SYF
Synchrony Financial
-- -- 11.21% 22.64% 55.01% $2.4B

SoFi Technologies vs. Competitors

  • Which has Higher Returns SOFI or BAC?

    Bank of America has a net margin of 45.29% compared to SoFi Technologies's net margin of 26.3%. SoFi Technologies's return on equity of 8.24% beat Bank of America's return on equity of 9.22%.

    Company Gross Margin Earnings Per Share Invested Capital
    SOFI
    SoFi Technologies
    -- $0.29 $9.6B
    BAC
    Bank of America
    -- $0.82 $622.2B
  • What do Analysts Say About SOFI or BAC?

    SoFi Technologies has a consensus price target of $13.04, signalling upside risk potential of 20.55%. On the other hand Bank of America has an analysts' consensus of $49.79 which suggests that it could grow by 35.77%. Given that Bank of America has higher upside potential than SoFi Technologies, analysts believe Bank of America is more attractive than SoFi Technologies.

    Company Buy Ratings Hold Ratings Sell Ratings
    SOFI
    SoFi Technologies
    4 8 3
    BAC
    Bank of America
    12 1 0
  • Is SOFI or BAC More Risky?

    SoFi Technologies has a beta of 0.000, which suggesting that the stock is 100% less volatile than S&P 500. In comparison Bank of America has a beta of 1.245, suggesting its more volatile than the S&P 500 by 24.45%.

  • Which is a Better Dividend Stock SOFI or BAC?

    SoFi Technologies has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Bank of America offers a yield of 2.78% to investors and pays a quarterly dividend of $0.26 per share. SoFi Technologies pays 3.31% of its earnings as a dividend. Bank of America pays out 35.03% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios SOFI or BAC?

    SoFi Technologies quarterly revenues are $734.1M, which are smaller than Bank of America quarterly revenues of $25.3B. SoFi Technologies's net income of $332.5M is lower than Bank of America's net income of $6.7B. Notably, SoFi Technologies's price-to-earnings ratio is 29.24x while Bank of America's PE ratio is 11.39x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for SoFi Technologies is 4.54x versus 2.86x for Bank of America. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    SOFI
    SoFi Technologies
    4.54x 29.24x $734.1M $332.5M
    BAC
    Bank of America
    2.86x 11.39x $25.3B $6.7B
  • Which has Higher Returns SOFI or GHLD?

    Guild Holdings has a net margin of 45.29% compared to SoFi Technologies's net margin of 25.97%. SoFi Technologies's return on equity of 8.24% beat Guild Holdings's return on equity of 8.05%.

    Company Gross Margin Earnings Per Share Invested Capital
    SOFI
    SoFi Technologies
    -- $0.29 $9.6B
    GHLD
    Guild Holdings
    -- $1.57 $2B
  • What do Analysts Say About SOFI or GHLD?

    SoFi Technologies has a consensus price target of $13.04, signalling upside risk potential of 20.55%. On the other hand Guild Holdings has an analysts' consensus of $15.50 which suggests that it could grow by 16.28%. Given that SoFi Technologies has higher upside potential than Guild Holdings, analysts believe SoFi Technologies is more attractive than Guild Holdings.

    Company Buy Ratings Hold Ratings Sell Ratings
    SOFI
    SoFi Technologies
    4 8 3
    GHLD
    Guild Holdings
    3 2 0
  • Is SOFI or GHLD More Risky?

    SoFi Technologies has a beta of 0.000, which suggesting that the stock is 100% less volatile than S&P 500. In comparison Guild Holdings has a beta of 0.000, suggesting its less volatile than the S&P 500 by 100%.

  • Which is a Better Dividend Stock SOFI or GHLD?

    SoFi Technologies has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Guild Holdings offers a yield of 0% to investors and pays a quarterly dividend of $0.50 per share. SoFi Technologies pays 3.31% of its earnings as a dividend. Guild Holdings pays out 31.61% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios SOFI or GHLD?

    SoFi Technologies quarterly revenues are $734.1M, which are larger than Guild Holdings quarterly revenues of $377.2M. SoFi Technologies's net income of $332.5M is higher than Guild Holdings's net income of $97.9M. Notably, SoFi Technologies's price-to-earnings ratio is 29.24x while Guild Holdings's PE ratio is 8.66x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for SoFi Technologies is 4.54x versus 0.78x for Guild Holdings. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    SOFI
    SoFi Technologies
    4.54x 29.24x $734.1M $332.5M
    GHLD
    Guild Holdings
    0.78x 8.66x $377.2M $97.9M
  • Which has Higher Returns SOFI or IOR?

    Income Opportunity Realty Investors has a net margin of 45.29% compared to SoFi Technologies's net margin of 73.51%. SoFi Technologies's return on equity of 8.24% beat Income Opportunity Realty Investors's return on equity of 3.88%.

    Company Gross Margin Earnings Per Share Invested Capital
    SOFI
    SoFi Technologies
    -- $0.29 $9.6B
    IOR
    Income Opportunity Realty Investors
    -- $0.27 $121.9M
  • What do Analysts Say About SOFI or IOR?

    SoFi Technologies has a consensus price target of $13.04, signalling upside risk potential of 20.55%. On the other hand Income Opportunity Realty Investors has an analysts' consensus of -- which suggests that it could fall by --. Given that SoFi Technologies has higher upside potential than Income Opportunity Realty Investors, analysts believe SoFi Technologies is more attractive than Income Opportunity Realty Investors.

    Company Buy Ratings Hold Ratings Sell Ratings
    SOFI
    SoFi Technologies
    4 8 3
    IOR
    Income Opportunity Realty Investors
    0 0 0
  • Is SOFI or IOR More Risky?

    SoFi Technologies has a beta of 0.000, which suggesting that the stock is 100% less volatile than S&P 500. In comparison Income Opportunity Realty Investors has a beta of -0.019, suggesting its less volatile than the S&P 500 by 101.901%.

  • Which is a Better Dividend Stock SOFI or IOR?

    SoFi Technologies has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Income Opportunity Realty Investors offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. SoFi Technologies pays 3.31% of its earnings as a dividend. Income Opportunity Realty Investors pays out -- of its earnings as a dividend. SoFi Technologies's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios SOFI or IOR?

    SoFi Technologies quarterly revenues are $734.1M, which are larger than Income Opportunity Realty Investors quarterly revenues of $1.5M. SoFi Technologies's net income of $332.5M is higher than Income Opportunity Realty Investors's net income of $1.1M. Notably, SoFi Technologies's price-to-earnings ratio is 29.24x while Income Opportunity Realty Investors's PE ratio is 15.71x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for SoFi Technologies is 4.54x versus 11.52x for Income Opportunity Realty Investors. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    SOFI
    SoFi Technologies
    4.54x 29.24x $734.1M $332.5M
    IOR
    Income Opportunity Realty Investors
    11.52x 15.71x $1.5M $1.1M
  • Which has Higher Returns SOFI or PYPL?

    PayPal Holdings has a net margin of 45.29% compared to SoFi Technologies's net margin of 13.4%. SoFi Technologies's return on equity of 8.24% beat PayPal Holdings's return on equity of 20.14%.

    Company Gross Margin Earnings Per Share Invested Capital
    SOFI
    SoFi Technologies
    -- $0.29 $9.6B
    PYPL
    PayPal Holdings
    47.04% $1.11 $30.3B
  • What do Analysts Say About SOFI or PYPL?

    SoFi Technologies has a consensus price target of $13.04, signalling upside risk potential of 20.55%. On the other hand PayPal Holdings has an analysts' consensus of $88.98 which suggests that it could grow by 43.33%. Given that PayPal Holdings has higher upside potential than SoFi Technologies, analysts believe PayPal Holdings is more attractive than SoFi Technologies.

    Company Buy Ratings Hold Ratings Sell Ratings
    SOFI
    SoFi Technologies
    4 8 3
    PYPL
    PayPal Holdings
    15 22 0
  • Is SOFI or PYPL More Risky?

    SoFi Technologies has a beta of 0.000, which suggesting that the stock is 100% less volatile than S&P 500. In comparison PayPal Holdings has a beta of 1.605, suggesting its more volatile than the S&P 500 by 60.467%.

  • Which is a Better Dividend Stock SOFI or PYPL?

    SoFi Technologies has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. PayPal Holdings offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. SoFi Technologies pays 3.31% of its earnings as a dividend. PayPal Holdings pays out -- of its earnings as a dividend. SoFi Technologies's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios SOFI or PYPL?

    SoFi Technologies quarterly revenues are $734.1M, which are smaller than PayPal Holdings quarterly revenues of $8.4B. SoFi Technologies's net income of $332.5M is lower than PayPal Holdings's net income of $1.1B. Notably, SoFi Technologies's price-to-earnings ratio is 29.24x while PayPal Holdings's PE ratio is 15.53x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for SoFi Technologies is 4.54x versus 2.03x for PayPal Holdings. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    SOFI
    SoFi Technologies
    4.54x 29.24x $734.1M $332.5M
    PYPL
    PayPal Holdings
    2.03x 15.53x $8.4B $1.1B
  • Which has Higher Returns SOFI or SYF?

    Synchrony Financial has a net margin of 45.29% compared to SoFi Technologies's net margin of 20.36%. SoFi Technologies's return on equity of 8.24% beat Synchrony Financial's return on equity of 22.64%.

    Company Gross Margin Earnings Per Share Invested Capital
    SOFI
    SoFi Technologies
    -- $0.29 $9.6B
    SYF
    Synchrony Financial
    -- $1.91 $32B
  • What do Analysts Say About SOFI or SYF?

    SoFi Technologies has a consensus price target of $13.04, signalling upside risk potential of 20.55%. On the other hand Synchrony Financial has an analysts' consensus of $67.00 which suggests that it could grow by 42.68%. Given that Synchrony Financial has higher upside potential than SoFi Technologies, analysts believe Synchrony Financial is more attractive than SoFi Technologies.

    Company Buy Ratings Hold Ratings Sell Ratings
    SOFI
    SoFi Technologies
    4 8 3
    SYF
    Synchrony Financial
    9 7 0
  • Is SOFI or SYF More Risky?

    SoFi Technologies has a beta of 0.000, which suggesting that the stock is 100% less volatile than S&P 500. In comparison Synchrony Financial has a beta of 1.455, suggesting its more volatile than the S&P 500 by 45.49%.

  • Which is a Better Dividend Stock SOFI or SYF?

    SoFi Technologies has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Synchrony Financial offers a yield of 2.13% to investors and pays a quarterly dividend of $0.25 per share. SoFi Technologies pays 3.31% of its earnings as a dividend. Synchrony Financial pays out 13.43% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios SOFI or SYF?

    SoFi Technologies quarterly revenues are $734.1M, which are smaller than Synchrony Financial quarterly revenues of $3.8B. SoFi Technologies's net income of $332.5M is lower than Synchrony Financial's net income of $774M. Notably, SoFi Technologies's price-to-earnings ratio is 29.24x while Synchrony Financial's PE ratio is 5.50x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for SoFi Technologies is 4.54x versus 1.25x for Synchrony Financial. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    SOFI
    SoFi Technologies
    4.54x 29.24x $734.1M $332.5M
    SYF
    Synchrony Financial
    1.25x 5.50x $3.8B $774M

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