IBCP Quote, Financials, Valuation and Earnings

Evans Bancorp has a net margin of 27.87% compared to Independent Bank Corp (Ionia MI)'s net margin of 16.32%. Independent Bank Corp (Ionia MI)'s return on equity of 14.94% beat Evans Bancorp's return on equity of 10.61%.

Independent Bank Corp (Ionia MI) has a consensus price target of $38.00, signalling upside risk potential of 11.14%. On the other hand Evans Bancorp has an analysts' consensus of $50.05 which suggests that it could grow by 17.24%. Given that Evans Bancorp has higher upside potential than Independent Bank Corp (Ionia MI), analysts believe Evans Bancorp is more attractive than Independent Bank Corp (Ionia MI).

Independent Bank Corp (Ionia MI) has a beta of 1.036, which suggesting that the stock is 3.559% more volatile than S&P 500. In comparison Evans Bancorp has a beta of 0.927, suggesting its less volatile than the S&P 500 by 7.33%.

Independent Bank Corp (Ionia MI) has a quarterly dividend of $0.24 per share corresponding to a yield of 2.79%. Evans Bancorp offers a yield of 3.09% to investors and pays a quarterly dividend of $0.66 per share. Independent Bank Corp (Ionia MI) pays 32.72% of its earnings as a dividend. Evans Bancorp pays out 29.45% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Independent Bank Corp (Ionia MI) quarterly revenues are $49.6M, which are larger than Evans Bancorp quarterly revenues of $18M. Independent Bank Corp (Ionia MI)'s net income of $13.8M is higher than Evans Bancorp's net income of $2.9M. Notably, Independent Bank Corp (Ionia MI)'s price-to-earnings ratio is 11.69x while Evans Bancorp's PE ratio is 12.82x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Independent Bank Corp (Ionia MI) is 3.57x versus 2.82x for Evans Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

Midland States Bancorp has a net margin of 27.87% compared to Independent Bank Corp (Ionia MI)'s net margin of 25.54%. Independent Bank Corp (Ionia MI)'s return on equity of 14.94% beat Midland States Bancorp's return on equity of 7.57%.

Independent Bank Corp (Ionia MI) has a consensus price target of $38.00, signalling upside risk potential of 11.14%. On the other hand Midland States Bancorp has an analysts' consensus of $27.63 which suggests that it could grow by 18.02%. Given that Midland States Bancorp has higher upside potential than Independent Bank Corp (Ionia MI), analysts believe Midland States Bancorp is more attractive than Independent Bank Corp (Ionia MI).

Independent Bank Corp (Ionia MI) has a beta of 1.036, which suggesting that the stock is 3.559% more volatile than S&P 500. In comparison Midland States Bancorp has a beta of 0.763, suggesting its less volatile than the S&P 500 by 23.749%.

Independent Bank Corp (Ionia MI) has a quarterly dividend of $0.24 per share corresponding to a yield of 2.79%. Midland States Bancorp offers a yield of 5.2% to investors and pays a quarterly dividend of $0.31 per share. Independent Bank Corp (Ionia MI) pays 32.72% of its earnings as a dividend. Midland States Bancorp pays out 47.03% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Independent Bank Corp (Ionia MI) quarterly revenues are $49.6M, which are smaller than Midland States Bancorp quarterly revenues of $72.4M. Independent Bank Corp (Ionia MI)'s net income of $13.8M is lower than Midland States Bancorp's net income of $18.5M. Notably, Independent Bank Corp (Ionia MI)'s price-to-earnings ratio is 11.69x while Midland States Bancorp's PE ratio is 10.36x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Independent Bank Corp (Ionia MI) is 3.57x versus 1.74x for Midland States Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

Park National has a net margin of 27.87% compared to Independent Bank Corp (Ionia MI)'s net margin of 27.77%. Independent Bank Corp (Ionia MI)'s return on equity of 14.94% beat Park National's return on equity of 11.8%.

Independent Bank Corp (Ionia MI) has a consensus price target of $38.00, signalling upside risk potential of 11.14%. On the other hand Park National has an analysts' consensus of $181.00 which suggests that it could grow by 6.02%. Given that Independent Bank Corp (Ionia MI) has higher upside potential than Park National, analysts believe Independent Bank Corp (Ionia MI) is more attractive than Park National.

Independent Bank Corp (Ionia MI) has a beta of 1.036, which suggesting that the stock is 3.559% more volatile than S&P 500. In comparison Park National has a beta of 0.739, suggesting its less volatile than the S&P 500 by 26.053%.

Independent Bank Corp (Ionia MI) has a quarterly dividend of $0.24 per share corresponding to a yield of 2.79%. Park National offers a yield of 2.48% to investors and pays a quarterly dividend of $1.56 per share. Independent Bank Corp (Ionia MI) pays 32.72% of its earnings as a dividend. Park National pays out 54.41% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Independent Bank Corp (Ionia MI) quarterly revenues are $49.6M, which are smaller than Park National quarterly revenues of $137.6M. Independent Bank Corp (Ionia MI)'s net income of $13.8M is lower than Park National's net income of $38.2M. Notably, Independent Bank Corp (Ionia MI)'s price-to-earnings ratio is 11.69x while Park National's PE ratio is 20.20x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Independent Bank Corp (Ionia MI) is 3.57x versus 5.58x for Park National. Usually stocks with elevated PS ratios are considered overvalued.

RBB Bancorp has a net margin of 27.87% compared to Independent Bank Corp (Ionia MI)'s net margin of 23.11%. Independent Bank Corp (Ionia MI)'s return on equity of 14.94% beat RBB Bancorp's return on equity of 6.74%.

Independent Bank Corp (Ionia MI) has a consensus price target of $38.00, signalling upside risk potential of 11.14%. On the other hand RBB Bancorp has an analysts' consensus of $24.70 which suggests that it could grow by 22.58%. Given that RBB Bancorp has higher upside potential than Independent Bank Corp (Ionia MI), analysts believe RBB Bancorp is more attractive than Independent Bank Corp (Ionia MI).

Independent Bank Corp (Ionia MI) has a beta of 1.036, which suggesting that the stock is 3.559% more volatile than S&P 500. In comparison RBB Bancorp has a beta of 0.985, suggesting its less volatile than the S&P 500 by 1.501%.

Independent Bank Corp (Ionia MI) has a quarterly dividend of $0.24 per share corresponding to a yield of 2.79%. RBB Bancorp offers a yield of 3.18% to investors and pays a quarterly dividend of $0.16 per share. Independent Bank Corp (Ionia MI) pays 32.72% of its earnings as a dividend. RBB Bancorp pays out 28.64% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Independent Bank Corp (Ionia MI) quarterly revenues are $49.6M, which are larger than RBB Bancorp quarterly revenues of $30.3M. Independent Bank Corp (Ionia MI)'s net income of $13.8M is higher than RBB Bancorp's net income of $7M. Notably, Independent Bank Corp (Ionia MI)'s price-to-earnings ratio is 11.69x while RBB Bancorp's PE ratio is 10.89x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Independent Bank Corp (Ionia MI) is 3.57x versus 3.13x for RBB Bancorp. Usually stocks with elevated PS ratios are considered overvalued.