EVBN Quote, Financials, Valuation and Earnings

First Commonwealth Financial has a net margin of 20.42% compared to Evans Bancorp's net margin of 29.77%. Evans Bancorp's return on equity of 6.65% beat First Commonwealth Financial's return on equity of 10.45%.

Evans Bancorp has a consensus price target of $45.50, signalling upside risk potential of 29.63%. On the other hand First Commonwealth Financial has an analysts' consensus of $19.20 which suggests that it could grow by 35.98%. Given that First Commonwealth Financial has higher upside potential than Evans Bancorp, analysts believe First Commonwealth Financial is more attractive than Evans Bancorp.

Evans Bancorp has a beta of 0.745, which suggesting that the stock is 25.462% less volatile than S&P 500. In comparison First Commonwealth Financial has a beta of 0.725, suggesting its less volatile than the S&P 500 by 27.493%.

Evans Bancorp has a quarterly dividend of $0.66 per share corresponding to a yield of 3.76%. First Commonwealth Financial offers a yield of 3.68% to investors and pays a quarterly dividend of $0.13 per share. Evans Bancorp pays 60.97% of its earnings as a dividend. First Commonwealth Financial pays out 36.9% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Evans Bancorp quarterly revenues are $18.3M, which are smaller than First Commonwealth Financial quarterly revenues of $120.4M. Evans Bancorp's net income of $3.7M is lower than First Commonwealth Financial's net income of $35.8M. Notably, Evans Bancorp's price-to-earnings ratio is 16.33x while First Commonwealth Financial's PE ratio is 10.16x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Evans Bancorp is 2.81x versus 3.02x for First Commonwealth Financial. Usually stocks with elevated PS ratios are considered overvalued.

Farmers National Banc has a net margin of 20.42% compared to Evans Bancorp's net margin of 32.59%. Evans Bancorp's return on equity of 6.65% beat Farmers National Banc's return on equity of 11.24%.

Evans Bancorp has a consensus price target of $45.50, signalling upside risk potential of 29.63%. On the other hand Farmers National Banc has an analysts' consensus of $15.33 which suggests that it could grow by 26.41%. Given that Evans Bancorp has higher upside potential than Farmers National Banc, analysts believe Evans Bancorp is more attractive than Farmers National Banc.

Evans Bancorp has a beta of 0.745, which suggesting that the stock is 25.462% less volatile than S&P 500. In comparison Farmers National Banc has a beta of 0.775, suggesting its less volatile than the S&P 500 by 22.49%.

Evans Bancorp has a quarterly dividend of $0.66 per share corresponding to a yield of 3.76%. Farmers National Banc offers a yield of 5.61% to investors and pays a quarterly dividend of $0.17 per share. Evans Bancorp pays 60.97% of its earnings as a dividend. Farmers National Banc pays out 55.25% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Evans Bancorp quarterly revenues are $18.3M, which are smaller than Farmers National Banc quarterly revenues of $44.2M. Evans Bancorp's net income of $3.7M is lower than Farmers National Banc's net income of $14.4M. Notably, Evans Bancorp's price-to-earnings ratio is 16.33x while Farmers National Banc's PE ratio is 9.94x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Evans Bancorp is 2.81x versus 2.68x for Farmers National Banc. Usually stocks with elevated PS ratios are considered overvalued.

Penns Woods Bancorp has a net margin of 20.42% compared to Evans Bancorp's net margin of 20.47%. Evans Bancorp's return on equity of 6.65% beat Penns Woods Bancorp's return on equity of 8.95%.

Evans Bancorp has a consensus price target of $45.50, signalling upside risk potential of 29.63%. On the other hand Penns Woods Bancorp has an analysts' consensus of -- which suggests that it could fall by --. Given that Evans Bancorp has higher upside potential than Penns Woods Bancorp, analysts believe Evans Bancorp is more attractive than Penns Woods Bancorp.

Evans Bancorp has a beta of 0.745, which suggesting that the stock is 25.462% less volatile than S&P 500. In comparison Penns Woods Bancorp has a beta of 0.361, suggesting its less volatile than the S&P 500 by 63.906%.

Evans Bancorp has a quarterly dividend of $0.66 per share corresponding to a yield of 3.76%. Penns Woods Bancorp offers a yield of 4.9% to investors and pays a quarterly dividend of $0.32 per share. Evans Bancorp pays 60.97% of its earnings as a dividend. Penns Woods Bancorp pays out 54.38% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Evans Bancorp quarterly revenues are $18.3M, which are larger than Penns Woods Bancorp quarterly revenues of $18.3M. Evans Bancorp's net income of $3.7M is lower than Penns Woods Bancorp's net income of $3.7M. Notably, Evans Bancorp's price-to-earnings ratio is 16.33x while Penns Woods Bancorp's PE ratio is 11.07x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Evans Bancorp is 2.81x versus 2.88x for Penns Woods Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

S&T Bancorp has a net margin of 20.42% compared to Evans Bancorp's net margin of 35.05%. Evans Bancorp's return on equity of 6.65% beat S&T Bancorp's return on equity of 9.86%.

Evans Bancorp has a consensus price target of $45.50, signalling upside risk potential of 29.63%. On the other hand S&T Bancorp has an analysts' consensus of $42.00 which suggests that it could grow by 24.3%. Given that Evans Bancorp has higher upside potential than S&T Bancorp, analysts believe Evans Bancorp is more attractive than S&T Bancorp.

Evans Bancorp has a beta of 0.745, which suggesting that the stock is 25.462% less volatile than S&P 500. In comparison S&T Bancorp has a beta of 0.751, suggesting its less volatile than the S&P 500 by 24.889%.

Evans Bancorp has a quarterly dividend of $0.66 per share corresponding to a yield of 3.76%. S&T Bancorp offers a yield of 3.97% to investors and pays a quarterly dividend of $0.34 per share. Evans Bancorp pays 60.97% of its earnings as a dividend. S&T Bancorp pays out 38.83% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Evans Bancorp quarterly revenues are $18.3M, which are smaller than S&T Bancorp quarterly revenues of $94.3M. Evans Bancorp's net income of $3.7M is lower than S&T Bancorp's net income of $33.1M. Notably, Evans Bancorp's price-to-earnings ratio is 16.33x while S&T Bancorp's PE ratio is 9.91x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Evans Bancorp is 2.81x versus 3.39x for S&T Bancorp. Usually stocks with elevated PS ratios are considered overvalued.