FISI Quote, Financials, Valuation and Earnings

Evans Bancorp has a net margin of 27.08% compared to Financial Institutions's net margin of 16.32%. Financial Institutions's return on equity of 11.19% beat Evans Bancorp's return on equity of 10.61%.

Financial Institutions has a consensus price target of --, signalling upside risk potential of 13.18%. On the other hand Evans Bancorp has an analysts' consensus of -- which suggests that it could grow by 13.06%. Given that Financial Institutions has higher upside potential than Evans Bancorp, analysts believe Financial Institutions is more attractive than Evans Bancorp.

Financial Institutions has a beta of 0.917, which suggesting that the stock is 8.282% less volatile than S&P 500. In comparison Evans Bancorp has a beta of 0.922, suggesting its less volatile than the S&P 500 by 7.751%.

Financial Institutions has a quarterly dividend of $0.30 per share corresponding to a yield of 4.38%. Evans Bancorp offers a yield of 2.98% to investors and pays a quarterly dividend of $0.66 per share. Financial Institutions pays 39.28% of its earnings as a dividend. Evans Bancorp pays out 29.45% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Financial Institutions quarterly revenues are $49.7M, which are larger than Evans Bancorp quarterly revenues of $18M. Financial Institutions's net income of $13.5M is higher than Evans Bancorp's net income of $2.9M. Notably, Financial Institutions's price-to-earnings ratio is 8.61x while Evans Bancorp's PE ratio is 13.29x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Financial Institutions is 1.95x versus 2.92x for Evans Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

Peoples Bancorp(Marietta OH) has a net margin of 27.08% compared to Financial Institutions's net margin of 28.42%. Financial Institutions's return on equity of 11.19% beat Peoples Bancorp(Marietta OH)'s return on equity of 11.68%.

Financial Institutions has a consensus price target of --, signalling upside risk potential of 13.18%. On the other hand Peoples Bancorp(Marietta OH) has an analysts' consensus of -- which suggests that it could grow by 13.73%. Given that Peoples Bancorp(Marietta OH) has higher upside potential than Financial Institutions, analysts believe Peoples Bancorp(Marietta OH) is more attractive than Financial Institutions.

Financial Institutions has a beta of 0.917, which suggesting that the stock is 8.282% less volatile than S&P 500. In comparison Peoples Bancorp(Marietta OH) has a beta of 0.774, suggesting its less volatile than the S&P 500 by 22.573%.

Financial Institutions has a quarterly dividend of $0.30 per share corresponding to a yield of 4.38%. Peoples Bancorp(Marietta OH) offers a yield of 4.9% to investors and pays a quarterly dividend of $0.40 per share. Financial Institutions pays 39.28% of its earnings as a dividend. Peoples Bancorp(Marietta OH) pays out 45.73% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Financial Institutions quarterly revenues are $49.7M, which are smaller than Peoples Bancorp(Marietta OH) quarterly revenues of $111.5M. Financial Institutions's net income of $13.5M is lower than Peoples Bancorp(Marietta OH)'s net income of $31.7M. Notably, Financial Institutions's price-to-earnings ratio is 8.61x while Peoples Bancorp(Marietta OH)'s PE ratio is 9.25x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Financial Institutions is 1.95x versus 2.58x for Peoples Bancorp(Marietta OH). Usually stocks with elevated PS ratios are considered overvalued.

Preferred Bank has a net margin of 27.08% compared to Financial Institutions's net margin of 46.17%. Financial Institutions's return on equity of 11.19% beat Preferred Bank's return on equity of 19.26%.

Financial Institutions has a consensus price target of --, signalling upside risk potential of 13.18%. On the other hand Preferred Bank has an analysts' consensus of $98.75 which suggests that it could grow by 13.85%. Given that Preferred Bank has higher upside potential than Financial Institutions, analysts believe Preferred Bank is more attractive than Financial Institutions.

Financial Institutions has a beta of 0.917, which suggesting that the stock is 8.282% less volatile than S&P 500. In comparison Preferred Bank has a beta of 0.963, suggesting its less volatile than the S&P 500 by 3.66%.

Financial Institutions has a quarterly dividend of $0.30 per share corresponding to a yield of 4.38%. Preferred Bank offers a yield of 3.23% to investors and pays a quarterly dividend of $0.70 per share. Financial Institutions pays 39.28% of its earnings as a dividend. Preferred Bank pays out 20.76% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Financial Institutions quarterly revenues are $49.7M, which are smaller than Preferred Bank quarterly revenues of $72.3M. Financial Institutions's net income of $13.5M is lower than Preferred Bank's net income of $33.4M. Notably, Financial Institutions's price-to-earnings ratio is 8.61x while Preferred Bank's PE ratio is 8.69x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Financial Institutions is 1.95x versus 4.21x for Preferred Bank. Usually stocks with elevated PS ratios are considered overvalued.

United Community Banks has a net margin of 27.08% compared to Financial Institutions's net margin of 22.48%. Financial Institutions's return on equity of 11.19% beat United Community Banks's return on equity of 5.78%.

Financial Institutions has a consensus price target of --, signalling upside risk potential of 13.18%. On the other hand United Community Banks has an analysts' consensus of $35.36 which suggests that it could grow by 9.77%. Given that Financial Institutions has higher upside potential than United Community Banks, analysts believe Financial Institutions is more attractive than United Community Banks.

Financial Institutions has a beta of 0.917, which suggesting that the stock is 8.282% less volatile than S&P 500. In comparison United Community Banks has a beta of 0.924, suggesting its less volatile than the S&P 500 by 7.583%.

Financial Institutions has a quarterly dividend of $0.30 per share corresponding to a yield of 4.38%. United Community Banks offers a yield of 2.92% to investors and pays a quarterly dividend of $0.24 per share. Financial Institutions pays 39.28% of its earnings as a dividend. United Community Banks pays out 59.57% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Financial Institutions quarterly revenues are $49.7M, which are smaller than United Community Banks quarterly revenues of $210.6M. Financial Institutions's net income of $13.5M is lower than United Community Banks's net income of $47.3M. Notably, Financial Institutions's price-to-earnings ratio is 8.61x while United Community Banks's PE ratio is 20.92x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Financial Institutions is 1.95x versus 4.49x for United Community Banks. Usually stocks with elevated PS ratios are considered overvalued.