FBIZ Quote, Financials, Valuation and Earnings

Evans Bancorp has a net margin of 27.65% compared to First Business Financial Services's net margin of 16.32%. First Business Financial Services's return on equity of 13.33% beat Evans Bancorp's return on equity of 10.61%.

First Business Financial Services has a consensus price target of $55.60, signalling upside risk potential of 18.42%. On the other hand Evans Bancorp has an analysts' consensus of -- which suggests that it could grow by 13.21%. Given that First Business Financial Services has higher upside potential than Evans Bancorp, analysts believe First Business Financial Services is more attractive than Evans Bancorp.

First Business Financial Services has a beta of 0.861, which suggesting that the stock is 13.852% less volatile than S&P 500. In comparison Evans Bancorp has a beta of 0.922, suggesting its less volatile than the S&P 500 by 7.751%.

First Business Financial Services has a quarterly dividend of $0.25 per share corresponding to a yield of 2.13%. Evans Bancorp offers a yield of 2.99% to investors and pays a quarterly dividend of $0.66 per share. First Business Financial Services pays 22.83% of its earnings as a dividend. Evans Bancorp pays out 29.45% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Business Financial Services quarterly revenues are $38.1M, which are larger than Evans Bancorp quarterly revenues of $18M. First Business Financial Services's net income of $10.5M is higher than Evans Bancorp's net income of $2.9M. Notably, First Business Financial Services's price-to-earnings ratio is 10.08x while Evans Bancorp's PE ratio is 13.28x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Business Financial Services is 2.56x versus 2.92x for Evans Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

Farmers National Banc has a net margin of 27.65% compared to First Business Financial Services's net margin of 19.3%. First Business Financial Services's return on equity of 13.33% beat Farmers National Banc's return on equity of 11.81%.

First Business Financial Services has a consensus price target of $55.60, signalling upside risk potential of 18.42%. On the other hand Farmers National Banc has an analysts' consensus of $16.67 which suggests that it could grow by 16.55%. Given that First Business Financial Services has higher upside potential than Farmers National Banc, analysts believe First Business Financial Services is more attractive than Farmers National Banc.

First Business Financial Services has a beta of 0.861, which suggesting that the stock is 13.852% less volatile than S&P 500. In comparison Farmers National Banc has a beta of 0.858, suggesting its less volatile than the S&P 500 by 14.218%.

First Business Financial Services has a quarterly dividend of $0.25 per share corresponding to a yield of 2.13%. Farmers National Banc offers a yield of 4.76% to investors and pays a quarterly dividend of $0.17 per share. First Business Financial Services pays 22.83% of its earnings as a dividend. Farmers National Banc pays out 50.86% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Business Financial Services quarterly revenues are $38.1M, which are smaller than Farmers National Banc quarterly revenues of $44.2M. First Business Financial Services's net income of $10.5M is higher than Farmers National Banc's net income of $8.5M. Notably, First Business Financial Services's price-to-earnings ratio is 10.08x while Farmers National Banc's PE ratio is 11.63x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Business Financial Services is 2.56x versus 3.14x for Farmers National Banc. Usually stocks with elevated PS ratios are considered overvalued.

Park National has a net margin of 27.65% compared to First Business Financial Services's net margin of 27.77%. First Business Financial Services's return on equity of 13.33% beat Park National's return on equity of 11.8%.

First Business Financial Services has a consensus price target of $55.60, signalling upside risk potential of 18.42%. On the other hand Park National has an analysts' consensus of -- which suggests that it could grow by 2.81%. Given that First Business Financial Services has higher upside potential than Park National, analysts believe First Business Financial Services is more attractive than Park National.

First Business Financial Services has a beta of 0.861, which suggesting that the stock is 13.852% less volatile than S&P 500. In comparison Park National has a beta of 0.718, suggesting its less volatile than the S&P 500 by 28.154%.

First Business Financial Services has a quarterly dividend of $0.25 per share corresponding to a yield of 2.13%. Park National offers a yield of 2.41% to investors and pays a quarterly dividend of $1.56 per share. First Business Financial Services pays 22.83% of its earnings as a dividend. Park National pays out 54.41% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Business Financial Services quarterly revenues are $38.1M, which are smaller than Park National quarterly revenues of $137.6M. First Business Financial Services's net income of $10.5M is lower than Park National's net income of $38.2M. Notably, First Business Financial Services's price-to-earnings ratio is 10.08x while Park National's PE ratio is 20.84x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Business Financial Services is 2.56x versus 5.75x for Park National. Usually stocks with elevated PS ratios are considered overvalued.

Tompkins Financial has a net margin of 27.65% compared to First Business Financial Services's net margin of 24.66%. First Business Financial Services's return on equity of 13.33% beat Tompkins Financial's return on equity of 9.88%.

First Business Financial Services has a consensus price target of $55.60, signalling upside risk potential of 18.42%. On the other hand Tompkins Financial has an analysts' consensus of -- which suggests that it could grow by 19.93%. Given that Tompkins Financial has higher upside potential than First Business Financial Services, analysts believe Tompkins Financial is more attractive than First Business Financial Services.

First Business Financial Services has a beta of 0.861, which suggesting that the stock is 13.852% less volatile than S&P 500. In comparison Tompkins Financial has a beta of 0.720, suggesting its less volatile than the S&P 500 by 28.046%.

First Business Financial Services has a quarterly dividend of $0.25 per share corresponding to a yield of 2.13%. Tompkins Financial offers a yield of 3.53% to investors and pays a quarterly dividend of $0.62 per share. First Business Financial Services pays 22.83% of its earnings as a dividend. Tompkins Financial pays out 363.09% of its earnings as a dividend. First Business Financial Services's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future, but Tompkins Financial's is not.

First Business Financial Services quarterly revenues are $38.1M, which are smaller than Tompkins Financial quarterly revenues of $75.6M. First Business Financial Services's net income of $10.5M is lower than Tompkins Financial's net income of $18.6M. Notably, First Business Financial Services's price-to-earnings ratio is 10.08x while Tompkins Financial's PE ratio is 14.95x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Business Financial Services is 2.56x versus 3.41x for Tompkins Financial. Usually stocks with elevated PS ratios are considered overvalued.