Financhill
Buy
83

SYF Quote, Financials, Valuation and Earnings

Last price:
$66.82
Seasonality move :
-4.52%
Day range:
$65.98 - $66.96
52-week range:
$35.29 - $69.39
Dividend yield:
1.5%
P/E ratio:
8.72x
P/S ratio:
1.82x
P/B ratio:
1.76x
Volume:
1.1M
Avg. volume:
3.6M
1-year change:
74.58%
Market cap:
$26B
Revenue:
$13.6B
EPS (TTM):
$7.66
Period Ending 2019-12-31 2020-12-31 2021-12-31 2022-12-31 2023-12-31
Revenue $13.3B $11.2B $10.2B $11.7B $13.6B
Revenue Growth (YoY) 0.21% -16.15% -8.69% 14.54% 16.73%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $2B $1.8B $2B $2.2B $2.4B
Other Inc / (Exp) -- -- -- -- --
Operating Expenses $2B $1.8B $2B $2.2B $2.3B
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $4.9B $1.8B $5.5B $4B $2.9B
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $1.1B $412M $1.3B $946M $666M
Net Income to Company $3.7B $1.4B $4.2B $3B $2.2B
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $3.7B $1.4B $4.2B $3B $2.2B
 
Basic EPS (Cont. Ops) $5.59 $2.28 $7.40 $6.19 $5.21
Diluted EPS (Cont. Ops) $5.56 $2.27 $7.34 $6.15 $5.19
Weighted Average Basic Share $670.2M $589M $564.6M $480.4M $421.2M
Weighted Average Diluted Share $673.5M $590.8M $569.3M $483.4M $423.5M
 
EBITDA -- -- -- -- --
EBIT $7.2B $3.5B $6.5B $5.5B $6.6B
 
Revenue (Reported) $13.3B $11.2B $10.2B $11.7B $13.6B
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $7.2B $3.5B $6.5B $5.5B $6.6B
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Revenue $2.7B $2.5B $2.9B $3.5B $3.8B
Revenue Growth (YoY) -22.24% -7.55% 17.26% 19.21% 9.76%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $489M $479M $531M $569M $587M
Other Inc / (Exp) -- -- -- -- --
Operating Expenses $489M $479M $531M $569M $587M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $412M $1.5B $922M $833M $1B
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $99M $359M $219M $205M $239M
Net Income to Company $313M $1.1B $703M $628M $789M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $313M $1.1B $703M $628M $789M
 
Basic EPS (Cont. Ops) $0.52 $2.02 $1.48 $1.49 $1.96
Diluted EPS (Cont. Ops) $0.52 $2.00 $1.47 $1.48 $1.94
Weighted Average Basic Share $583.8M $560.6M $468.5M $416M $392.3M
Weighted Average Diluted Share $584.8M $565.6M $470.7M $418.4M $396.5M
 
EBITDA -- -- -- -- --
EBIT $792M $1.7B $1.3B $1.8B $2.2B
 
Revenue (Reported) $2.7B $2.5B $2.9B $3.5B $3.8B
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $792M $1.7B $1.3B $1.8B $2.2B
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Revenue $11.6B $10.2B $11.3B $13.1B $14.9B
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $1.9B $1.9B $2.2B $2.3B $2.4B
Other Inc / (Exp) -- -- -- -- $1.1B
Operating Expenses $1.9B $1.9B $2.2B $2.3B $3.5B
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $1.8B $5.4B $4.3B $3.1B $4.1B
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $396M $1.3B $1B $731M $954M
Net Income to Company $1.4B $4.1B $3.3B $2.4B $3.2B
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $1.4B $4.1B $3.3B $2.4B $3.2B
 
Basic EPS (Cont. Ops) $2.18 $7.14 $6.37 $5.44 $7.73
Diluted EPS (Cont. Ops) $2.18 $7.09 $6.32 $5.41 $7.66
Weighted Average Basic Share -- -- -- -- --
Weighted Average Diluted Share -- -- -- -- --
 
EBITDA -- -- -- -- --
EBIT $3.7B $6.5B $5.4B $6.3B $8.7B
 
Revenue (Reported) $11.6B $10.2B $11.3B $13.1B $14.9B
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $3.7B $6.5B $5.4B $6.3B $8.7B
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Revenue $8.5B $7.5B $8.6B $10B $11.3B
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $1.3B $1.4B $1.6B $1.7B $1.8B
Other Inc / (Exp) -- -- -- -- $1.1B
Operating Expenses $1.3B $1.4B $1.6B $1.7B $2.8B
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $853M $4.5B $3.2B $2.4B $3.6B
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $206M $1B $782M $567M $855M
Net Income to Company $647M $3.4B $2.4B $1.8B $2.7B
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $647M $3.4B $2.4B $1.8B $2.7B
 
Basic EPS (Cont. Ops) $1.03 $5.89 $4.88 $4.17 $6.69
Diluted EPS (Cont. Ops) $1.03 $5.85 $4.84 $4.15 $6.63
Weighted Average Basic Share $1.8B $1.7B $1.5B $1.3B $1.2B
Weighted Average Diluted Share $1.8B $1.7B $1.5B $1.3B $1.2B
 
EBITDA -- -- -- -- --
EBIT $2.2B $5.3B $4.1B $5B $7.1B
 
Revenue (Reported) $8.5B $7.5B $8.6B $10B $11.3B
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $2.2B $5.3B $4.1B $5B $7.1B
Period Ending 2019-12-31 2020-12-31 2021-12-31 2022-12-31 2023-12-31
Cash and Equivalents $12.1B $11.5B $8.3B $10.3B $14.3B
Short Term Investments $5.9B $7.5B $5.3B $4.9B $3.8B
Accounts Receivable, Net -- -- -- -- --
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $18.1B $19B $13.6B $15.2B $18.1B
 
Property Plant And Equipment -- -- -- -- --
Long-Term Investments $5.9B $7.5B $5.3B $4.9B $3.8B
Goodwill $1.1B $1.1B $1.1B $1.1B $1B
Other Intangibles $1.3B $1.1B $1.2B $742M $815M
Other Long-Term Assets -- -- -- -- --
Total Assets $104.8B $95.9B $95.7B $104.6B $117.5B
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities -- -- -- -- --
 
Long-Term Debt $19.9B $15.8B $14.5B $14.2B $16B
Capital Leases -- -- -- -- --
Total Liabilities $89.7B $83.2B $82.1B $91.7B $103.6B
 
Common Stock $735M $735M $735M $735M $735M
Other Common Equity Adj -- -- -- -- --
Common Equity $14.4B $12B $12.9B $12.1B $13.2B
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $15.1B $12.7B $13.7B $12.9B $13.9B
 
Total Liabilities and Equity $104.8B $95.9B $95.7B $104.6B $117.5B
Cash and Short Terms $18.1B $19B $13.6B $15.2B $18.1B
Total Debt $19.9B $15.8B $14.5B $14.2B $16B
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Cash and Equivalents $13.6B $9.8B $12B $15.6B $17.9B
Short Term Investments $8.4B $5.4B $5.1B $2.9B $2.3B
Accounts Receivable, Net -- -- -- -- --
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $22B $15.3B $17B $18.5B $20.3B
 
Property Plant And Equipment -- -- -- -- --
Long-Term Investments $8.4B $5.4B $5.1B $2.9B $2.3B
Goodwill $1.1B $1.1B $1.1B $1.1B $1.3B
Other Intangibles $1.1B $1.1B $1B $1.2B $765M
Other Long-Term Assets -- -- -- -- --
Total Assets $95.7B $91.9B $100.8B $112.9B $119.2B
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities -- -- -- -- --
 
Long-Term Debt $15.8B $12.8B $14.3B $15.2B $15.6B
Capital Leases -- -- -- -- --
Total Liabilities $83.6B $78B $87.8B $99.2B $103.2B
 
Common Stock $735M $735M $735M $735M $1.2B
Other Common Equity Adj -- -- -- -- --
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $12.1B $13.9B $13B $13.8B $16B
 
Total Liabilities and Equity $95.7B $91.9B $100.8B $112.9B $119.2B
Cash and Short Terms $22B $15.3B $17B $18.5B $20.3B
Total Debt $15.8B $12.8B $14.3B $15.2B $15.6B
Period Ending 2019-12-31 2020-12-31 2021-12-31 2022-12-31 2023-12-31
Net Income to Stockholders $3.7B $1.4B $4.2B $3B $2.2B
Depreciation & Amoritzation $367M $383M $390M $419M $458M
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable -$391M $339M $424M -$197M -$645M
Change in Inventories -- -- -- -- --
Cash From Operations $9B $7.5B $7.1B $6.7B $8.6B
 
Capital Expenditures -- -- -- -- --
Cash Acquisitions -- -- -- -- --
Cash From Investing -$261M -$498M -$4.8B -$10.2B -$14.2B
 
Dividends Paid (Ex Special Dividend) -$581M -$562M -$542M -$476M -$448M
Special Dividend Paid
Long-Term Debt Issued $5.3B $675M $3.1B $5B $3B
Long-Term Debt Repaid -$9.5B -$4.8B -$4.4B -$5.3B -$1.3B
Repurchase of Common Stock -$3.6B -$985M -$2.9B -$3.3B -$1.1B
Other Financing Activities $37M -$7M $29M -$44M -$22M
Cash From Financing -$6.5B -$8B -$5.2B $5.3B $9.6B
 
Beginning Cash (CF) $10.4B $12.6B $11.6B $8.7B $10.4B
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $2.3B -$1B -$2.9B $1.7B $4B
Ending Cash (CF) $12.6B $11.6B $8.7B $10.4B $14.4B
 
Levered Free Cash Flow $9B $7.5B $7.1B $6.7B $8.6B
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Net Income to Stockholders $313M $1.1B $703M $628M $789M
Depreciation & Amoritzation $97M $93M $105M $116M $121M
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable $46M -$17M -$209M -$140M $21M
Change in Inventories -- -- -- -- --
Cash From Operations $1.5B $1.8B $1.6B $2.5B $2.8B
 
Capital Expenditures -- -- -- -- --
Cash Acquisitions -- -- -- -- --
Cash From Investing -$3.2B -$1.8B -$4.1B -$2.6B -$2.2B
 
Dividends Paid (Ex Special Dividend) -$139M -$135M -$120M -$114M -$120M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued $175M $300M $2.2B $1.3B $1.5B
Long-Term Debt Repaid -$476M -$1B -- -$300M -$1.5B
Repurchase of Common Stock -- -$1.3B -$950M -$152M -$302M
Other Financing Activities -$1M $3M -$4M $2M $17M
Cash From Financing -$1.1B -$1.6B $4.8B $3B -$1.2B
 
Beginning Cash (CF) $16.4B $11.5B $10.8B $12.9B $18.7B
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$2.8B -$1.6B $2.3B $2.9B -$699M
Ending Cash (CF) $13.6B $9.9B $13.1B $15.8B $18B
 
Levered Free Cash Flow $1.5B $1.8B $1.6B $2.5B $2.8B
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Net Income to Stockholders $1.4B $4.1B $3.3B $2.4B $3.2B
Depreciation & Amoritzation $384M $378M $423M $441M $479M
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable $433M $524M -$81M -$594M -$92M
Change in Inventories -- -- -- -- --
Cash From Operations $7.7B $7.2B $6.9B $8.1B $9.8B
 
Capital Expenditures -- -- -- -- --
Cash Acquisitions -- -- -- -- -$1.4B
Cash From Investing $3.4B -$2.3B -$9.1B -$13.9B -$11.1B
 
Dividends Paid (Ex Special Dividend) -$565M -$550M -$493M -$447M -$466M
Special Dividend Paid
Long-Term Debt Issued $675M $1.4B $5.7B $3.3B $3.2B
Long-Term Debt Repaid -$5.3B -$4.4B -$4.1B -$2.4B -$2.8B
Repurchase of Common Stock -$2.4B -$1.9B -$3.6B -$1.6B -$1.2B
Other Financing Activities $4M $32M -$43M -$32M $28M
Cash From Financing -$9.3B -$8.6B $5.5B $8.5B $3.5B
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $1.9B -$3.7B $3.2B $2.7B $2.2B
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow $7.7B $7.2B $6.9B $8.1B $9.8B
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Net Income to Stockholders $647M $3.4B $2.4B $1.8B $2.7B
Depreciation & Amoritzation $290M $285M $318M $340M $361M
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable $394M $579M $74M -$323M $230M
Change in Inventories -- -- -- -- --
Cash From Operations $5.4B $5.1B $4.8B $6.3B $7.5B
 
Capital Expenditures -- -- -- -- --
Cash Acquisitions -- -- -- -- -$1.4B
Cash From Investing $2.8B $950M -$3.4B -$7.1B -$3.9B
 
Dividends Paid (Ex Special Dividend) -$424M -$412M -$363M -$334M -$352M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued $675M $1.4B $3.9B $2.3B $2.4B
Long-Term Debt Repaid -$4.8B -$4.4B -$4.1B -$1.3B -$2.8B
Repurchase of Common Stock -$985M -$1.9B -$2.6B -$859M -$907M
Other Financing Activities -$11M $28M -$44M -$32M $18M
Cash From Financing -$7.2B -$7.8B $2.9B $6.2B $6M
 
Beginning Cash (CF) $42.8B $40.2B $30.4B $39.2B $53.2B
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $979M -$1.7B $4.4B $5.4B $3.6B
Ending Cash (CF) $43.8B $38.5B $34.8B $44.6B $56.7B
 
Levered Free Cash Flow $5.4B $5.1B $4.8B $6.3B $7.5B

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