Financhill
Sell
44

CFG Quote, Financials, Valuation and Earnings

Last price:
$43.91
Seasonality move :
-5.07%
Day range:
$43.52 - $44.03
52-week range:
$30.24 - $49.25
Dividend yield:
3.83%
P/E ratio:
17.28x
P/S ratio:
2.58x
P/B ratio:
0.85x
Volume:
2M
Avg. volume:
3.8M
1-year change:
30.93%
Market cap:
$19.3B
Revenue:
$8.2B
EPS (TTM):
$2.54

Analysts' Opinion

  • Consensus Rating
    Citizens Financial Group has received a consensus rating of Leans Bullish. The company's average rating is a Leans Bullish based on 9 Buy ratings, 9 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $50.95, Citizens Financial Group has an estimated upside of 16.07% from its current price of $43.90.
  • Price Target Downside
    According to analysts, the lowest downside price target is $42.60 representing 100% downside risk from its current price of $43.90.

Fair Value

  • According to the consensus of 18 analysts, Citizens Financial Group has 16.07% upside to fair value with a price target of $50.95 per share.

CFG vs. S&P 500

  • Over the past 5 trading days, Citizens Financial Group has overperformed the S&P 500 by 1.09% suggesting its relative strength compared to the major market average is strong at this time.

Share Buyback

  • Citizens Financial Group does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Citizens Financial Group revenues have been falling on a year-over-year basis for 5 quarters in a row. In the most recent quarter Citizens Financial Group reported revenues of $1.9B.

Earnings Growth

  • Citizens Financial Group earnings have been falling on a year-over-year basis for 5 quarters in a row. In the most recent quarter Citizens Financial Group reported earnings per share of $0.77.
Enterprise value:
-8.8B
EV / Invested capital:
-0.23x
Price / LTM sales:
2.58x
EV / EBIT:
-1.41x
EV / Revenue:
-1.13x
PEG ratio (5yr expected):
--
EV / Free cash flow:
-4.27x
Price / Operating cash flow:
9.76x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
0.59%
Net Income Margin (TTM):
16.62%
Return On Equity:
5.41%
Return On Invested Capital:
3.37%
Operating Margin:
--
Trailing 12 Months Fiscal Quarters
Period Ending 2022-09-30 2023-09-30 2024-09-30 2023-09-30 2024-09-30
Income Statement
Revenue $7.5B $8.5B $7.8B $2B $1.9B
Gross Profit -- -- -- -- --
Operating Income -- -- -- -- --
EBITDA -- -- -- -- --
Diluted EPS $4.00 $4.02 $2.54 $0.85 $0.77
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Balance Sheet
Current Assets $36.6B $41.6B $34.5B $42.1B $44.8B
Total Assets $179.2B $187B $224.7B $225.3B $219.7B
Current Liabilities $252M $8M $263M $232M $2B
Total Liabilities $156.8B $163.6B $201.5B $202.4B $194.8B
Total Equity $22.5B $23.4B $23.1B $22.9B $24.9B
Total Debt $9.4B $7B $16.5B $17.6B $14B
Trailing 12 Months Fiscal Quarters
Period Ending 2022-09-30 2023-09-30 2024-09-30 2023-09-30 2024-09-30
Cash Flow Statement
Cash Flow Operations $3.8B $3.7B $2.2B $1B $130M
Cash From Investing -$20B $4.9B $1.6B $382M $161M
Cash From Financing $10.6B -$1.4B -$8.3B $2.4B -$1.1B
Free Cash Flow $3.6B $3.6B $2.1B $982M $96M
CFG
Sector
Market Cap
$19.3B
$700.3M
Price % of 52-Week High
89.14%
88.31%
Dividend Yield
3.83%
2.2%
Shareholder Yield
9.96%
3.87%
1-Year Price Total Return
30.93%
7.75%
Beta (5-Year)
1.336
0.737
Dividend yield:
3.83%
Annualized payout:
$1.68
Payout ratio:
69.93%
Growth streak:
2 years

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Technicals

8-day SMA
Buy
Level $43.81
200-day SMA
Buy
Level $39.45
Bollinger Bands (100)
Buy
Level 40.25 - 45.59
Chaikin Money Flow
Sell
Level -25.5M
20-day SMA
Sell
Level $45.54
Relative Strength Index (RSI14)
Sell
Level 42.02
ADX Line
Sell
Level 20.34
Williams %R
Neutral
Level -70.6954
50-day SMA
Sell
Level $44.89
MACD (12, 26)
Sell
Level -0.57
25-day Aroon Oscillator
Sell
Level -68
On Balance Volume
Neutral
Level 208.2M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (0.4723)
Sell
CA Score (Annual)
Level (-2.1353)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (10)
Sell
Ohlson Score
Level (0.6639)
--
Piotroski F Score (Annual)
Level (--)
--
Quality Ratio Score
Level (--)
Buy
Fundamental Score
Level (8)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Citizens Financial Group Inc is a bank holding company headquartered in Providence, Rhode Island. Its two primary business segments are consumer banking and commercial banking. Citizens offers a mix of retail and commercial products including capital markets and wealth options. The bank has over 1,100 branches in 14 states, although it is concentrated in the Northeast. It has over $220 billion of total assets. It generates maximum revenue from Consumer Banking Segment.

Stock Forecast FAQ

In the current month, CFG has received 9 Buy ratings 9 Hold ratings, and 0 Sell ratings. The CFG average analyst price target in the past 3 months is $50.95.

  • Where Will Citizens Financial Group Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Citizens Financial Group share price will rise to $50.95 per share over the next 12 months.

  • What Do Analysts Say About Citizens Financial Group?

    Analysts are divided on their view about Citizens Financial Group share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Citizens Financial Group is a Sell and believe this share price will drop from its current level to $42.60.

  • What Is Citizens Financial Group's Price Target?

    The price target for Citizens Financial Group over the next 1-year time period is forecast to be $50.95 according to 18 Wall Street analysts, 9 of them rate the stock a Buy, 0 rate the stock a Sell, and 9 analysts rate the stock a Hold.

  • Is CFG A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Citizens Financial Group is a Leans Bullish. 9 of 18 analysts rate the stock a Leans Bullish at this time.

  • How Can I Buy Shares Of CFG?

    You can purchase shares of Citizens Financial Group via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, TastyTrade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Citizens Financial Group shares.

  • What Is The Citizens Financial Group Share Price Today?

    Citizens Financial Group was last trading at $43.91 per share. This represents the most recent stock quote for Citizens Financial Group. Yesterday, Citizens Financial Group closed at $43.90 per share.

  • How To Buy Citizens Financial Group Stock Online?

    In order to purchase Citizens Financial Group stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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