Financhill
Buy
53

BFH Quote, Financials, Valuation and Earnings

Last price:
$63.24
Seasonality move :
-0.08%
Day range:
$61.81 - $63.59
52-week range:
$28.00 - $66.71
Dividend yield:
1.33%
P/E ratio:
10.03x
P/S ratio:
0.81x
P/B ratio:
1.01x
Volume:
222.5K
Avg. volume:
686.9K
1-year change:
87.78%
Market cap:
$3.1B
Revenue:
$4.3B
EPS (TTM):
$6.31

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
BFH
Bread Financial Holdings
$977.1M $1.95 -4.73% -60.56% $62.08
AXP
American Express
$16.7B $3.29 9.57% 14.81% $288.44
C
Citigroup
$19.8B $1.32 2.83% -19.18% $72.14
COF
Capital One Financial
$9.9B $3.76 6.5% 59.91% $187.40
DFS
Discover Financial Services
$4.3B $3.37 5.1% 94.89% $174.83
SYF
Synchrony Financial
$3.7B $1.82 5.36% 82.01% $71.01
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
BFH
Bread Financial Holdings
$63.32 $62.08 $3.1B 10.03x $0.21 1.33% 0.81x
AXP
American Express
$303.99 $288.44 $214.1B 22.37x $0.70 0.89% 3.39x
C
Citigroup
$71.35 $72.14 $134.9B 20.69x $0.56 3.06% 1.72x
COF
Capital One Financial
$182.36 $187.40 $69.6B 17.22x $0.60 1.32% 1.82x
DFS
Discover Financial Services
$176.92 $174.83 $44.4B 12.51x $0.70 1.58% 2.56x
SYF
Synchrony Financial
$66.62 $71.01 $25.9B 8.70x $0.25 1.5% 1.81x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
BFH
Bread Financial Holdings
59.56% 1.269 193.94% --
AXP
American Express
64.93% 0.612 28.81% 3.33x
C
Citigroup
61.95% 0.910 251.12% 1.49x
COF
Capital One Financial
43.69% 0.906 85.46% 45.77x
DFS
Discover Financial Services
51.51% 1.861 50.08% 18.27x
SYF
Synchrony Financial
49.45% 0.970 75.75% --
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
BFH
Bread Financial Holdings
-- -- 4.04% 10.33% 28.48% $453M
AXP
American Express
-- -- 12.39% 34.49% 32.14% -$2.3B
C
Citigroup
-- -- 1.5% 3.83% 135.62% -$18.2B
COF
Capital One Financial
-- -- 4.08% 7.51% 59.94% $6.1B
DFS
Discover Financial Services
-- -- 10.32% 23.64% 59.49% $2B
SYF
Synchrony Financial
-- -- 10.34% 21.25% 57.79% $2.8B

Bread Financial Holdings vs. Competitors

  • Which has Higher Returns BFH or AXP?

    American Express has a net margin of 0.2% compared to Bread Financial Holdings's net margin of 15.07%. Bread Financial Holdings's return on equity of 10.33% beat American Express's return on equity of 34.49%.

    Company Gross Margin Earnings Per Share Invested Capital
    BFH
    Bread Financial Holdings
    -- $0.05 $7.7B
    AXP
    American Express
    -- $3.49 $84.7B
  • What do Analysts Say About BFH or AXP?

    Bread Financial Holdings has a consensus price target of $62.08, signalling downside risk potential of -1.97%. On the other hand American Express has an analysts' consensus of $288.44 which suggests that it could fall by -5.12%. Given that American Express has more downside risk than Bread Financial Holdings, analysts believe Bread Financial Holdings is more attractive than American Express.

    Company Buy Ratings Hold Ratings Sell Ratings
    BFH
    Bread Financial Holdings
    4 10 0
    AXP
    American Express
    5 14 3
  • Is BFH or AXP More Risky?

    Bread Financial Holdings has a beta of 1.963, which suggesting that the stock is 96.337% more volatile than S&P 500. In comparison American Express has a beta of 1.232, suggesting its more volatile than the S&P 500 by 23.166%.

  • Which is a Better Dividend Stock BFH or AXP?

    Bread Financial Holdings has a quarterly dividend of $0.21 per share corresponding to a yield of 1.33%. American Express offers a yield of 0.89% to investors and pays a quarterly dividend of $0.70 per share. Bread Financial Holdings pays 5.85% of its earnings as a dividend. American Express pays out 21.26% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios BFH or AXP?

    Bread Financial Holdings quarterly revenues are $983M, which are smaller than American Express quarterly revenues of $16.6B. Bread Financial Holdings's net income of $2M is lower than American Express's net income of $2.5B. Notably, Bread Financial Holdings's price-to-earnings ratio is 10.03x while American Express's PE ratio is 22.37x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Bread Financial Holdings is 0.81x versus 3.39x for American Express. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    BFH
    Bread Financial Holdings
    0.81x 10.03x $983M $2M
    AXP
    American Express
    3.39x 22.37x $16.6B $2.5B
  • Which has Higher Returns BFH or C?

    Citigroup has a net margin of 0.2% compared to Bread Financial Holdings's net margin of 15.98%. Bread Financial Holdings's return on equity of 10.33% beat Citigroup's return on equity of 3.83%.

    Company Gross Margin Earnings Per Share Invested Capital
    BFH
    Bread Financial Holdings
    -- $0.05 $7.7B
    C
    Citigroup
    -- $1.51 $550.3B
  • What do Analysts Say About BFH or C?

    Bread Financial Holdings has a consensus price target of $62.08, signalling downside risk potential of -1.97%. On the other hand Citigroup has an analysts' consensus of $72.14 which suggests that it could grow by 12.47%. Given that Citigroup has higher upside potential than Bread Financial Holdings, analysts believe Citigroup is more attractive than Bread Financial Holdings.

    Company Buy Ratings Hold Ratings Sell Ratings
    BFH
    Bread Financial Holdings
    4 10 0
    C
    Citigroup
    8 8 0
  • Is BFH or C More Risky?

    Bread Financial Holdings has a beta of 1.963, which suggesting that the stock is 96.337% more volatile than S&P 500. In comparison Citigroup has a beta of 1.448, suggesting its more volatile than the S&P 500 by 44.751%.

  • Which is a Better Dividend Stock BFH or C?

    Bread Financial Holdings has a quarterly dividend of $0.21 per share corresponding to a yield of 1.33%. Citigroup offers a yield of 3.06% to investors and pays a quarterly dividend of $0.56 per share. Bread Financial Holdings pays 5.85% of its earnings as a dividend. Citigroup pays out 56.48% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios BFH or C?

    Bread Financial Holdings quarterly revenues are $983M, which are smaller than Citigroup quarterly revenues of $20.3B. Bread Financial Holdings's net income of $2M is lower than Citigroup's net income of $3.2B. Notably, Bread Financial Holdings's price-to-earnings ratio is 10.03x while Citigroup's PE ratio is 20.69x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Bread Financial Holdings is 0.81x versus 1.72x for Citigroup. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    BFH
    Bread Financial Holdings
    0.81x 10.03x $983M $2M
    C
    Citigroup
    1.72x 20.69x $20.3B $3.2B
  • Which has Higher Returns BFH or COF?

    Capital One Financial has a net margin of 0.2% compared to Bread Financial Holdings's net margin of 17.75%. Bread Financial Holdings's return on equity of 10.33% beat Capital One Financial's return on equity of 7.51%.

    Company Gross Margin Earnings Per Share Invested Capital
    BFH
    Bread Financial Holdings
    -- $0.05 $7.7B
    COF
    Capital One Financial
    -- $4.41 $111.7B
  • What do Analysts Say About BFH or COF?

    Bread Financial Holdings has a consensus price target of $62.08, signalling downside risk potential of -1.97%. On the other hand Capital One Financial has an analysts' consensus of $187.40 which suggests that it could grow by 2.76%. Given that Capital One Financial has higher upside potential than Bread Financial Holdings, analysts believe Capital One Financial is more attractive than Bread Financial Holdings.

    Company Buy Ratings Hold Ratings Sell Ratings
    BFH
    Bread Financial Holdings
    4 10 0
    COF
    Capital One Financial
    5 12 1
  • Is BFH or COF More Risky?

    Bread Financial Holdings has a beta of 1.963, which suggesting that the stock is 96.337% more volatile than S&P 500. In comparison Capital One Financial has a beta of 1.454, suggesting its more volatile than the S&P 500 by 45.401%.

  • Which is a Better Dividend Stock BFH or COF?

    Bread Financial Holdings has a quarterly dividend of $0.21 per share corresponding to a yield of 1.33%. Capital One Financial offers a yield of 1.32% to investors and pays a quarterly dividend of $0.60 per share. Bread Financial Holdings pays 5.85% of its earnings as a dividend. Capital One Financial pays out 23.72% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios BFH or COF?

    Bread Financial Holdings quarterly revenues are $983M, which are smaller than Capital One Financial quarterly revenues of $10B. Bread Financial Holdings's net income of $2M is lower than Capital One Financial's net income of $1.8B. Notably, Bread Financial Holdings's price-to-earnings ratio is 10.03x while Capital One Financial's PE ratio is 17.22x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Bread Financial Holdings is 0.81x versus 1.82x for Capital One Financial. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    BFH
    Bread Financial Holdings
    0.81x 10.03x $983M $2M
    COF
    Capital One Financial
    1.82x 17.22x $10B $1.8B
  • Which has Higher Returns BFH or DFS?

    Discover Financial Services has a net margin of 0.2% compared to Bread Financial Holdings's net margin of 19.54%. Bread Financial Holdings's return on equity of 10.33% beat Discover Financial Services's return on equity of 23.64%.

    Company Gross Margin Earnings Per Share Invested Capital
    BFH
    Bread Financial Holdings
    -- $0.05 $7.7B
    DFS
    Discover Financial Services
    -- $3.32 $35.3B
  • What do Analysts Say About BFH or DFS?

    Bread Financial Holdings has a consensus price target of $62.08, signalling downside risk potential of -1.97%. On the other hand Discover Financial Services has an analysts' consensus of $174.83 which suggests that it could fall by -1.18%. Given that Bread Financial Holdings has more downside risk than Discover Financial Services, analysts believe Discover Financial Services is more attractive than Bread Financial Holdings.

    Company Buy Ratings Hold Ratings Sell Ratings
    BFH
    Bread Financial Holdings
    4 10 0
    DFS
    Discover Financial Services
    3 12 0
  • Is BFH or DFS More Risky?

    Bread Financial Holdings has a beta of 1.963, which suggesting that the stock is 96.337% more volatile than S&P 500. In comparison Discover Financial Services has a beta of 1.449, suggesting its more volatile than the S&P 500 by 44.894%.

  • Which is a Better Dividend Stock BFH or DFS?

    Bread Financial Holdings has a quarterly dividend of $0.21 per share corresponding to a yield of 1.33%. Discover Financial Services offers a yield of 1.58% to investors and pays a quarterly dividend of $0.70 per share. Bread Financial Holdings pays 5.85% of its earnings as a dividend. Discover Financial Services pays out 26.9% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios BFH or DFS?

    Bread Financial Holdings quarterly revenues are $983M, which are smaller than Discover Financial Services quarterly revenues of $4.5B. Bread Financial Holdings's net income of $2M is lower than Discover Financial Services's net income of $870M. Notably, Bread Financial Holdings's price-to-earnings ratio is 10.03x while Discover Financial Services's PE ratio is 12.51x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Bread Financial Holdings is 0.81x versus 2.56x for Discover Financial Services. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    BFH
    Bread Financial Holdings
    0.81x 10.03x $983M $2M
    DFS
    Discover Financial Services
    2.56x 12.51x $4.5B $870M
  • Which has Higher Returns BFH or SYF?

    Synchrony Financial has a net margin of 0.2% compared to Bread Financial Holdings's net margin of 20.69%. Bread Financial Holdings's return on equity of 10.33% beat Synchrony Financial's return on equity of 21.25%.

    Company Gross Margin Earnings Per Share Invested Capital
    BFH
    Bread Financial Holdings
    -- $0.05 $7.7B
    SYF
    Synchrony Financial
    -- $1.94 $31.6B
  • What do Analysts Say About BFH or SYF?

    Bread Financial Holdings has a consensus price target of $62.08, signalling downside risk potential of -1.97%. On the other hand Synchrony Financial has an analysts' consensus of $71.01 which suggests that it could grow by 6.59%. Given that Synchrony Financial has higher upside potential than Bread Financial Holdings, analysts believe Synchrony Financial is more attractive than Bread Financial Holdings.

    Company Buy Ratings Hold Ratings Sell Ratings
    BFH
    Bread Financial Holdings
    4 10 0
    SYF
    Synchrony Financial
    10 7 0
  • Is BFH or SYF More Risky?

    Bread Financial Holdings has a beta of 1.963, which suggesting that the stock is 96.337% more volatile than S&P 500. In comparison Synchrony Financial has a beta of 1.633, suggesting its more volatile than the S&P 500 by 63.302%.

  • Which is a Better Dividend Stock BFH or SYF?

    Bread Financial Holdings has a quarterly dividend of $0.21 per share corresponding to a yield of 1.33%. Synchrony Financial offers a yield of 1.5% to investors and pays a quarterly dividend of $0.25 per share. Bread Financial Holdings pays 5.85% of its earnings as a dividend. Synchrony Financial pays out 20.02% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios BFH or SYF?

    Bread Financial Holdings quarterly revenues are $983M, which are smaller than Synchrony Financial quarterly revenues of $3.8B. Bread Financial Holdings's net income of $2M is lower than Synchrony Financial's net income of $789M. Notably, Bread Financial Holdings's price-to-earnings ratio is 10.03x while Synchrony Financial's PE ratio is 8.70x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Bread Financial Holdings is 0.81x versus 1.81x for Synchrony Financial. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    BFH
    Bread Financial Holdings
    0.81x 10.03x $983M $2M
    SYF
    Synchrony Financial
    1.81x 8.70x $3.8B $789M

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