Financhill
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SBFG Quote, Financials, Valuation and Earnings

Last price:
$21.42
Seasonality move :
1.01%
Day range:
$20.88 - $21.72
52-week range:
$13.01 - $23.00
Dividend yield:
2.6%
P/E ratio:
12.40x
P/S ratio:
2.57x
P/B ratio:
1.08x
Volume:
13K
Avg. volume:
30.5K
1-year change:
37.8%
Market cap:
$143.5M
Revenue:
$57M
EPS (TTM):
$1.74
Period Ending 2019-12-31 2020-12-31 2021-12-31 2022-12-31 2023-12-31
Revenue $52.8M $66M $68.6M $57.6M $57M
Revenue Growth (YoY) 5.92% 24.95% 3.87% -15.97% -1.1%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $23.8M $26.6M $28.3M $25.7M $24.2M
Other Inc / (Exp) $206K -- -- -- $1.5M
Operating Expenses $23.8M $26.6M $28.3M $25.7M $24.2M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $14.6M $18.4M $22.7M $15.3M $14.7M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $2.7M $3.5M $4.4M $2.8M $2.6M
Net Income to Company $12M $14.9M $18.3M $12.5M $12.1M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $12M $14.9M $18.3M $12.5M $12.1M
 
Basic EPS (Cont. Ops) $1.63 $1.87 $2.58 $1.79 $1.77
Diluted EPS (Cont. Ops) $1.44 $1.87 $2.56 $1.77 $1.75
Weighted Average Basic Share $6.8M $8M $7.1M $7M $6.8M
Weighted Average Diluted Share $8.3M $8M $7.1M $7.1M $6.9M
 
EBITDA -- -- -- -- --
EBIT $24.2M $25.1M $26.7M $20.5M $33.6M
 
Revenue (Reported) $52.8M $66M $68.6M $57.6M $57M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $24.2M $25.1M $26.7M $20.5M $33.6M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Revenue $19.7M $16.7M $14.5M $13.7M $14.3M
Revenue Growth (YoY) 36.42% -15.27% -13.2% -5.35% 4.45%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $7.3M $7.1M $6.2M $5.8M $6.5M
Other Inc / (Exp) -- -- -- -- --
Operating Expenses $7.3M $7.1M $6.2M $5.8M $6.5M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $6.5M $5.1M $4.1M $3.2M $3.1M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $1.3M $1M $746K $537K $752K
Net Income to Company $5.3M $4.1M $3.3M $2.7M $2.4M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $5.3M $4.1M $3.3M $2.7M $2.4M
 
Basic EPS (Cont. Ops) $0.66 $0.56 $0.48 $0.40 $0.35
Diluted EPS (Cont. Ops) $0.66 $0.55 $0.47 $0.39 $0.35
Weighted Average Basic Share $8M $7.3M $7M $6.8M $6.7M
Weighted Average Diluted Share $8M $7.4M $7M $6.9M $6.7M
 
EBITDA -- -- -- -- --
EBIT $8.1M $6.1M $5.4M $8.5M $9.5M
 
Revenue (Reported) $19.7M $16.7M $14.5M $13.7M $14.3M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $8.1M $6.1M $5.4M $8.5M $9.5M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Revenue $62.4M $71.1M $58.7M $56.5M $56.6M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $26.3M $28.1M $26.6M $24.3M $24.6M
Other Inc / (Exp) -- -- -- -- --
Operating Expenses $26.3M $28.1M $26.6M $24.3M $24.6M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $15.8M $25.3M $15.1M $14.2M $14.1M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $2.9M $5M $2.8M $2.5M $2.4M
Net Income to Company $12.9M $20.3M $12.3M $11.7M $11.7M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $12.9M $20.3M $12.3M $11.7M $11.7M
 
Basic EPS (Cont. Ops) $1.66 $2.67 $1.75 $1.71 $1.75
Diluted EPS (Cont. Ops) $1.59 $2.65 $1.74 $1.68 $1.74
Weighted Average Basic Share -- -- -- -- --
Weighted Average Diluted Share -- -- -- -- --
 
EBITDA -- -- -- -- --
EBIT $23.8M $29.7M $19.1M $29.6M $38.2M
 
Revenue (Reported) $62.4M $71.1M $58.7M $56.5M $56.6M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $23.8M $29.7M $19.1M $29.6M $38.2M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Revenue $47.9M $52.9M $43M $41.9M $41.5M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $19.8M $21.2M $19.6M $18.2M $18.6M
Other Inc / (Exp) -- -- -- -- --
Operating Expenses $19.8M $21.2M $19.6M $18.2M $18.6M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $11.8M $18.6M $11M $9.9M $9.3M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $2.2M $3.7M $2M $1.7M $1.5M
Net Income to Company $9.6M $14.9M $9M $8.2M $7.8M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $9.6M $14.9M $9M $8.2M $7.8M
 
Basic EPS (Cont. Ops) $1.19 $1.99 $1.28 $1.20 $1.17
Diluted EPS (Cont. Ops) $1.19 $1.97 $1.27 $1.18 $1.17
Weighted Average Basic Share $24.2M $22.5M $21.1M $20.6M $20.1M
Weighted Average Diluted Share $24.2M $22.6M $21.3M $20.8M $20.1M
 
EBITDA -- -- -- -- --
EBIT $17.1M $21.7M $14.1M $23.2M $27.8M
 
Revenue (Reported) $47.9M $52.9M $43M $41.9M $41.5M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $17.1M $21.7M $14.1M $23.2M $27.8M
Period Ending 2019-12-31 2020-12-31 2021-12-31 2022-12-31 2023-12-31
Cash and Equivalents $27.1M $146.5M $152.2M $29.9M $24.5M
Short Term Investments $100.9M $149.4M $263.3M $238.8M $219.7M
Accounts Receivable, Net $3.1M $3.8M $2.9M $4.1M $4.7M
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $131.1M $299.7M $418.3M $272.8M $248.9M
 
Property Plant And Equipment $23.4M $23.6M $23.2M $22.8M $21.4M
Long-Term Investments $100.9M $149.4M $263.3M $238.8M $219.7M
Goodwill $17.8M $22.1M $23.2M $23.2M $23.2M
Other Intangibles $11M $7.8M $12M $13.5M $13.9M
Other Long-Term Assets -- -- -- -- --
Total Assets $1B $1.3B $1.3B $1.3B $1.3B
 
Accounts Payable $1.2M $616K $299K $769K $2.4M
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $14.1M $20.8M $15.6M $15.7M $15.8M
 
Long-Term Debt $16M $8M $25M $79.6M $103.2M
Capital Leases -- -- -- -- --
Total Liabilities $902.5M $1.1B $1.2B $1.2B $1.2B
 
Common Stock $54.5M $54.5M $54.5M $61.3M $61.3M
Other Common Equity Adj -- -- -- -- --
Common Equity $136.1M $142.9M $144.9M $118.4M $124.3M
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $136.1M $142.9M $144.9M $118.4M $124.3M
 
Total Liabilities and Equity $1B $1.3B $1.3B $1.3B $1.3B
Cash and Short Terms $128M $295.9M $415.4M $268.7M $244.2M
Total Debt $16M $8M $25M $79.6M $103.2M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Cash and Equivalents $103.6M $140.7M $30.1M $20.2M $51.1M
Short Term Investments $130.3M $248.8M $243.2M $212.8M $211.5M
Accounts Receivable, Net $4.2M $3M $3.6M $4.5M $4.8M
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $238.1M $392.4M $276.9M $237.5M $267.4M
 
Property Plant And Equipment $23.8M $23.9M $22.8M $21.9M $20.7M
Long-Term Investments $130.3M $248.8M $243.2M $212.8M $211.5M
Goodwill $22.1M $22.1M $23.2M $23.2M $23.2M
Other Intangibles $8.5M $11.2M $13.5M $13.9M $14.4M
Other Long-Term Assets -- -- -- -- --
Total Assets $1.2B $1.3B $1.3B $1.3B $1.4B
 
Accounts Payable $946K $576K $623K $2.2M $3.4M
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $21.7M $21.3M $20.4M $18.7M $18.6M
 
Long-Term Debt $8M $25M $54.6M $79.1M $54.7M
Capital Leases -- -- -- -- --
Total Liabilities $1.1B $1.2B $1.2B $1.2B $1.3B
 
Common Stock $54.5M $54.5M $61.3M $61.3M $61.3M
Other Common Equity Adj -- -- -- -- --
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $141.3M $144.3M $114.6M $112.3M $132.8M
 
Total Liabilities and Equity $1.2B $1.3B $1.3B $1.3B $1.4B
Cash and Short Terms $233.9M $389.5M $273.3M $233M $262.6M
Total Debt $8M $25M $54.6M $79.1M $54.7M
Period Ending 2019-12-31 2020-12-31 2021-12-31 2022-12-31 2023-12-31
Net Income to Stockholders $12M $14.9M $18.3M $12.5M $12.1M
Depreciation & Amoritzation $4M $6.7M $6.2M $4M $3.6M
Stock-Based Compensation $417K $382K $443K $568K $576K
Change in Accounts Receivable -$284K -$693K $879K -$1.2M -$566K
Change in Inventories -- -- -- -- --
Cash From Operations $18.8M $23.9M $17.3M $25.6M $14M
 
Capital Expenditures $2M $2M $2.4M $1.9M $958K
Cash Acquisitions -$2.6M $16.3M -$1.1M -- --
Cash From Investing -$67.6M -$57.2M -$72M -$165.7M -$17.4M
 
Dividends Paid (Ex Special Dividend) -$3.3M -$3.1M -$3.1M -$3.4M -$3.6M
Special Dividend Paid
Long-Term Debt Issued -- -- -- $232M $810.5M
Long-Term Debt Repaid -- -$8M -$2.5M -$177.5M -$786.9M
Repurchase of Common Stock -$5.1M -$7.2M -$9.5M -$5.9M -$3.5M
Other Financing Activities -- -- $19.5M -- --
Cash From Financing $27.5M $146.9M $63.6M $18.4M -$1.5M
 
Beginning Cash (CF) $48.4M $27.1M $140.7M $149.5M $27.8M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$21.3M $113.6M $8.8M -$121.7M -$4.9M
Ending Cash (CF) $27.1M $140.7M $149.5M $27.8M $23M
 
Levered Free Cash Flow $16.8M $21.9M $14.8M $23.7M $13M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Net Income to Stockholders $5.3M $4.1M $3.3M $2.7M $2.4M
Depreciation & Amoritzation $1.8M $1.5M $955K $926K $921K
Stock-Based Compensation $84K $100K $124K $123K $149K
Change in Accounts Receivable $113K $46K -$300K -$378K -$24K
Change in Inventories -- -- -- -- --
Cash From Operations $5.7M $4M $9.1M $8.1M $3.6M
 
Capital Expenditures $995K $89K $269K $272K $389K
Cash Acquisitions $26K -- -- -- --
Cash From Investing -$10.3M -$34.5M -$21.7M $3.7M -$18.6M
 
Dividends Paid (Ex Special Dividend) -$764K -$771K -$841K -$891K -$943K
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- -$4.3M $65M $290M $5M
Long-Term Debt Repaid -$5M -- -$55M -$311.8M -$5M
Repurchase of Common Stock -$1M -$2M -$1.3M -$614K -$1.1M
Other Financing Activities -- -- -- -- --
Cash From Financing $13.5M $13.6M $10.9M -$13.7M $42.3M
 
Beginning Cash (CF) $85.7M $155M $29.6M $21M $22M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $9M -$17M -$1.6M -$1.9M $27.4M
Ending Cash (CF) $94.6M $138M $27.9M $19M $49.3M
 
Levered Free Cash Flow $4.7M $3.9M $8.9M $7.9M $3.2M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Net Income to Stockholders $12.9M $20.3M $12.3M $11.7M $11.7M
Depreciation & Amoritzation $6.2M $6.5M $4.7M $3.6M $3.5M
Stock-Based Compensation $390K $437K $548K $578K $620K
Change in Accounts Receivable -$983K $1.2M -$602K -$901K -$385K
Change in Inventories -- -- -- -- --
Cash From Operations $20.5M $24.5M $24.1M $20M $10.3M
 
Capital Expenditures $1.6M $2.3M $1.9M $1.4M $1.1M
Cash Acquisitions $16.3M -- -- -- --
Cash From Investing -$81.2M -$81M -$127.1M -$43M -$21.9M
 
Dividends Paid (Ex Special Dividend) -$3.1M -$3.1M -$3.3M -$3.5M -$3.7M
Special Dividend Paid
Long-Term Debt Issued -- -- $69.9M $769M $316.5M
Long-Term Debt Repaid -- -- -$60.5M -$744.5M -$341M
Repurchase of Common Stock -$4.8M -$11.7M -$6.5M -$3M -$2.8M
Other Financing Activities -- -- -- -- --
Cash From Financing $105.5M $99.9M -$7.1M $14.2M $41.9M
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $44.8M $43.4M -$110.1M -$8.9M $30.3M
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow $19M $22.3M $22.2M $18.6M $9.1M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Net Income to Stockholders $9.6M $14.9M $9M $8.2M $7.8M
Depreciation & Amoritzation $4.9M $4.7M $3.1M $2.7M $2.6M
Stock-Based Compensation $319K $374K $479K $489K $533K
Change in Accounts Receivable -$1.1M $845K -$636K -$366K -$185K
Change in Inventories -- -- -- -- --
Cash From Operations $5.4M $6M $12.8M $7.2M $3.5M
 
Capital Expenditures $1.6M $1.9M $1.3M $783K $947K
Cash Acquisitions $16.3M -- -- -- --
Cash From Investing -$54.1M -$77.9M -$133M -$10.3M -$14.9M
 
Dividends Paid (Ex Special Dividend) -$2.3M -$2.3M -$2.5M -$2.7M -$2.8M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- $20.1M $90M $627M $133M
Long-Term Debt Repaid -$8M -$2.5M -$60.5M -$627.5M -$181.6M
Repurchase of Common Stock -$4.1M -$8.7M -$5.6M -$2.7M -$2M
Other Financing Activities -- -- -- -- --
Cash From Financing $116.3M $69.2M -$1.4M -$5.6M $37.8M
 
Beginning Cash (CF) $169.1M $501.7M $309.1M $70.4M $71.6M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $67.6M -$2.7M -$121.6M -$8.8M $26.4M
Ending Cash (CF) $236.7M $499M $187.5M $61.7M $97.9M
 
Levered Free Cash Flow $3.8M $4.1M $11.5M $6.4M $2.5M

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