Financhill
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PFBC Quote, Financials, Valuation and Earnings

Last price:
$76.19
Seasonality move :
-1.22%
Day range:
$73.05 - $77.04
52-week range:
$70.99 - $99.78
Dividend yield:
3.8%
P/E ratio:
7.92x
P/S ratio:
3.65x
P/B ratio:
1.32x
Volume:
98.3K
Avg. volume:
117.8K
1-year change:
3.7%
Market cap:
$1B
Revenue:
$284M
EPS (TTM):
$9.63
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue $180.2M $193.6M $254.4M $293.1M $284M
Revenue Growth (YoY) 5.46% 7.44% 31.39% 15.23% -3.13%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $40.1M $43.2M $49.4M $52.1M $54.9M
Other Inc / (Exp) -$761K $41K $297K -$5M --
Operating Expenses $40.1M $43.2M $49.4M $52.1M $54.9M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $96.9M $133.8M $179.2M $209.9M $184M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $27.4M $38.6M $50.4M $59.8M $53.4M
Net Income to Company $69.5M $95.2M $128.8M $150M $130.7M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $69.5M $95.2M $128.8M $150M $130.7M
 
Basic EPS (Cont. Ops) $4.65 $6.41 $8.84 $10.64 $9.79
Diluted EPS (Cont. Ops) $4.65 $6.41 $8.70 $10.52 $9.64
Weighted Average Basic Share $14.9M $14.9M $14.6M $14.1M $13.3M
Weighted Average Diluted Share $14.9M $14.9M $14.8M $14.3M $13.6M
 
EBITDA -- -- -- -- --
EBIT $137M $159M $226.2M $398.5M $420.5M
 
Revenue (Reported) $180.2M $193.6M $254.4M $293.1M $284M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $137M $159M $226.2M $398.5M $420.5M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue $47.4M $51.4M $74.1M $68.2M $70.6M
Revenue Growth (YoY) 12.12% 8.37% 44.22% -8.02% 3.55%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $8.3M $9.2M $13.3M $12.3M $13.6M
Other Inc / (Exp) -$663K -- $297K -$929K --
Operating Expenses $8.3M $9.2M $13.3M $12.3M $13.6M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $29M $37.5M $54.9M $50.1M $42.6M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $8.2M $11.1M $15.4M $14.3M $12.3M
Net Income to Company $20.9M $26.4M $39.6M $35.8M $30.2M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $20.9M $26.4M $39.6M $35.8M $30.2M
 
Basic EPS (Cont. Ops) $1.40 $1.80 $2.75 $2.63 $2.29
Diluted EPS (Cont. Ops) $1.40 $1.80 $2.70 $2.60 $2.25
Weighted Average Basic Share $14.9M $14.7M $14.4M $13.6M $13.2M
Weighted Average Diluted Share $14.9M $14.7M $14.6M $13.8M $13.5M
 
EBITDA -- -- -- -- --
EBIT $36.6M $42.9M $79.2M $105.7M $99.2M
 
Revenue (Reported) $47.4M $51.4M $74.1M $68.2M $70.6M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $36.6M $42.9M $79.2M $105.7M $99.2M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue $180.2M $193.6M $254.4M $293.1M $284M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $40.1M $43.2M $49.9M $52.1M $54.9M
Other Inc / (Exp) -$761K $41K $297K -$5M --
Operating Expenses $40.1M $43.2M $49.9M $52.1M $54.9M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $96.9M $133.8M $179.2M $209.9M $184M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $27.4M $38.6M $50.4M $59.8M $53.4M
Net Income to Company $69.5M $95.2M $128.8M $150M $130.7M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $69.5M $95.2M $128.8M $150M $130.7M
 
Basic EPS (Cont. Ops) $4.66 $6.42 $8.85 $10.64 $9.78
Diluted EPS (Cont. Ops) $4.66 $6.42 $8.71 $10.53 $9.63
Weighted Average Basic Share
Weighted Average Diluted Share
 
EBITDA -- -- -- -- --
EBIT $137M $159M $226.2M $398.5M $420.5M
 
Revenue (Reported) $180.2M $193.6M $254.4M $293.1M $284M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $137M $159M $226.2M $398.5M $420.5M
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Revenue $193.6M $254.4M $293.1M $284M --
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $43.2M $49.9M $52.1M $54.9M --
Other Inc / (Exp) $41K $297K -$5M -- --
Operating Expenses $43.2M $49.9M $52.1M $54.9M --
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $133.8M $179.2M $209.9M $184M --
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $38.6M $50.4M $59.8M $53.4M --
Net Income to Company $95.2M $128.8M $150M $130.7M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $95.2M $128.8M $150M $130.7M --
 
Basic EPS (Cont. Ops) $6.42 $8.85 $10.64 $9.78 --
Diluted EPS (Cont. Ops) $6.42 $8.71 $10.53 $9.63 --
Weighted Average Basic Share $59.5M $58.3M $56.4M $53.4M --
Weighted Average Diluted Share $59.5M $59.2M $57.1M $54.3M --
 
EBITDA -- -- -- -- --
EBIT $159M $226.2M $398.5M $420.5M --
 
Revenue (Reported) $193.6M $254.4M $293.1M $284M --
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $159M $226.2M $398.5M $420.5M --
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Cash and Equivalents $739.5M $1B $747.5M $890.9M $765.5M
Short Term Investments $239.7M $451.9M $428.3M $313.8M $3K
Accounts Receivable, Net $23.7M $14.6M $23.6M $33.9M $33.6M
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $1B $1.5B $1.2B $1.3B $821.3M
 
Property Plant And Equipment $27.9M $32.5M $30.7M $31.7M $21.6M
Long-Term Investments $308.8M $524.9M $511.9M $400.3M $427.1M
Goodwill -- -- -- -- --
Other Intangibles -- -- -- -- --
Other Long-Term Assets -- -- -- -- --
Total Assets $5.1B $6B $6.4B $6.7B $6.9B
 
Accounts Payable $1.2M $715K $2.6M $16.1M $16.5M
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $1.2M $715K $2.6M $16.1M $16.5M
 
Long-Term Debt $99.3M $147.8M $148M $148.2M $148.5M
Capital Leases -- -- -- -- --
Total Liabilities $4.6B $5.5B $5.8B $6B $6.2B
 
Common Stock $210.9M $210.9M $210.9M $210.9M $210.9M
Other Common Equity Adj -- -- -- -- --
Common Equity $525.4M $586.7M $630.4M $695.1M $763.2M
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $525.4M $586.7M $630.4M $695.1M $763.2M
 
Total Liabilities and Equity $5.1B $6B $6.4B $6.7B $6.9B
Cash and Short Terms $979.1M $1.5B $1.2B $1.2B $765.5M
Total Debt $99.3M $147.8M $148M $148.2M $148.5M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Cash and Equivalents $739.5M $1B $747.5M $890.9M $765.5M
Short Term Investments $239.7M $451.9M $428.3M $313.8M $3K
Accounts Receivable, Net $23.7M $14.6M $23.6M $33.9M $33.6M
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $1B $1.5B $1.2B $1.3B $821.3M
 
Property Plant And Equipment $27.9M $32.5M $30.7M $31.7M $21.6M
Long-Term Investments $308.8M $524.9M $511.9M $400.3M $427.1M
Goodwill -- -- -- -- --
Other Intangibles -- -- -- -- --
Other Long-Term Assets -- -- -- -- --
Total Assets $5.1B $6B $6.4B $6.7B $6.9B
 
Accounts Payable $1.2M $715K $2.6M $16.1M $16.5M
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $1.2M $715K $2.6M $16.1M $16.5M
 
Long-Term Debt $99.3M $147.8M $148M $148.2M $148.5M
Capital Leases -- -- -- -- --
Total Liabilities $4.6B $5.5B $5.8B $6B $6.2B
 
Common Stock $210.9M $210.9M $210.9M $210.9M $210.9M
Other Common Equity Adj -- -- -- -- --
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $525.4M $586.7M $630.4M $695.1M $763.2M
 
Total Liabilities and Equity $5.1B $6B $6.4B $6.7B $6.9B
Cash and Short Terms $979.1M $1.5B $1.2B $1.2B $765.5M
Total Debt $99.3M $147.8M $148M $148.2M $148.5M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders $69.5M $95.2M $128.8M $150M $130.7M
Depreciation & Amoritzation $1.9M $1.9M $1.9M $1.7M $2.2M
Stock-Based Compensation $8.9M $9.1M $8.4M $5.8M $9.2M
Change in Accounts Receivable -$2.3M $7.9M -$8.6M -$14.1M $9.9M
Change in Inventories -- -- -- -- --
Cash From Operations $103.8M $119.6M $143.8M $175.4M $164.5M
 
Capital Expenditures $1.5M $603K $356K $2.4M $919K
Cash Acquisitions -- -- -- -- --
Cash From Investing -$318.8M -$620M -$699.9M -$98M -$421.6M
 
Dividends Paid (Ex Special Dividend) -$17.9M -$21.4M -$25.1M -$31.1M -$37.5M
Special Dividend Paid
Long-Term Debt Issued -- $147.6M -- -- --
Long-Term Debt Repaid -- -$100M -- -- --
Repurchase of Common Stock -$2.4M -$17.7M -$33.3M -$55.2M -$38.2M
Other Financing Activities -- -- -- -- --
Cash From Financing $438.8M $791.5M $273.1M $66M $131.8M
 
Beginning Cash (CF) $535.6M $759.5M $1.1B $767.5M $910.9M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $223.8M $291.1M -$283.1M $143.3M -$125.3M
Ending Cash (CF) $759.5M $1.1B $767.5M $910.9M $785.5M
 
Levered Free Cash Flow $102.3M $119M $143.4M $173M $163.6M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders $20.9M $26.4M $39.6M $35.8M $30.2M
Depreciation & Amoritzation $485K $482K $446K $444K $505K
Stock-Based Compensation $4M $5M $3.7M $1.3M $2.1M
Change in Accounts Receivable $10.4M $4.8M -$3.1M -$4.3M $18M
Change in Inventories -- -- -- -- --
Cash From Operations $35M $29.2M $36.5M $198K $39.6M
 
Capital Expenditures $513K $60K $68K $1.4M -$228K
Cash Acquisitions -- -- -- -- --
Cash From Investing -$106.8M -$87.2M -$113.6M -$118.6M -$92.4M
 
Dividends Paid (Ex Special Dividend) -$4.5M -$5.6M -$6.2M -$7.5M -$9.2M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- -- -- -- --
Long-Term Debt Repaid -- -- -- -- --
Repurchase of Common Stock -$114K -$16K -$51K -$10.3M -$6.5M
Other Financing Activities -- -- -- -- --
Cash From Financing $23.5M $26M $95.1M $8.2M $33.3M
 
Beginning Cash (CF) $807.8M $1.1B $749.5M $1B $805M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$48.3M -$32M $18M -$110.3M -$19.5M
Ending Cash (CF) $759.5M $1.1B $767.5M $910.9M $785.5M
 
Levered Free Cash Flow $34.5M $29.1M $36.5M -$1.2M $39.8M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders $69.5M $95.2M $128.8M $150M $130.7M
Depreciation & Amoritzation $1.9M $1.9M $1.9M $1.7M $2.2M
Stock-Based Compensation $8.9M $9.1M $8.4M $5.8M $9.2M
Change in Accounts Receivable -$2.3M $7.9M -$8.6M -$14.1M $9.9M
Change in Inventories -- -- -- -- --
Cash From Operations $103.8M $119.6M $143.8M $175.4M $164.5M
 
Capital Expenditures $1.5M $603K $356K $2.4M $919K
Cash Acquisitions -- -- -- -- --
Cash From Investing -$318.8M -$620M -$699.9M -$98M -$421.6M
 
Dividends Paid (Ex Special Dividend) -$17.9M -$21.4M -$25.1M -$31.1M -$37.5M
Special Dividend Paid
Long-Term Debt Issued -- -- -- -- --
Long-Term Debt Repaid -- -- -- -- --
Repurchase of Common Stock -$2.4M -$17.7M -$33.3M -$55.2M -$38.2M
Other Financing Activities -- -- -- -- --
Cash From Financing $438.8M $791.5M $273.1M $66M $131.8M
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $223.8M $291.1M -$283.1M $143.3M -$125.3M
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow $102.3M $119M $143.4M $173M $163.6M
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Net Income to Stockholders $95.2M $128.8M $150M $130.7M --
Depreciation & Amoritzation $1.9M $1.9M $1.7M $2.2M --
Stock-Based Compensation $9.1M $8.4M $5.8M $9.2M --
Change in Accounts Receivable $7.9M -$8.6M -$14.1M $9.9M --
Change in Inventories -- -- -- -- --
Cash From Operations $119.6M $143.8M $175.4M $164.5M --
 
Capital Expenditures $603K $356K $2.4M $919K --
Cash Acquisitions -- -- -- -- --
Cash From Investing -$620M -$699.9M -$98M -$421.6M --
 
Dividends Paid (Ex Special Dividend) -$21.4M -$25.1M -$31.1M -$37.5M --
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued $147.6M -- -- -- --
Long-Term Debt Repaid -$100M -- -- -- --
Repurchase of Common Stock -$17.7M -$33.3M -$55.2M -$38.2M --
Other Financing Activities -- -- -- -- --
Cash From Financing $791.5M $273.1M $66M $131.8M --
 
Beginning Cash (CF) $3.7B $3.6B $3.7B $3.6B --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $291.1M -$283.1M $143.3M -$125.3M --
Ending Cash (CF) $4B $3.3B $3.9B $3.4B --
 
Levered Free Cash Flow $119M $143.4M $173M $163.6M --

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