Financhill
Sell
33

UNB Quote, Financials, Valuation and Earnings

Last price:
$28.47
Seasonality move :
-1.06%
Day range:
$28.01 - $28.95
52-week range:
$21.00 - $37.70
Dividend yield:
5.04%
P/E ratio:
14.67x
P/S ratio:
2.82x
P/B ratio:
1.79x
Volume:
4.9K
Avg. volume:
10K
1-year change:
-6.99%
Market cap:
$129.4M
Revenue:
$46.8M
EPS (TTM):
$1.95

Analysts' Opinion

  • Consensus Rating
    Union Bankshares has received a consensus rating of --. The company's average rating is a -- based on 0 Buy ratings, 0 Hold ratings, and 0 Sell ratings.
  • Price Target Downside
    According to analysts' consensus price target of --, Union Bankshares has an estimated downside of -- from its current price of $28.60.
  • Price Target Upside
    According to analysts, the highest upside price target is -- representing -100% upside increase from its current price of $28.60.

Fair Value

  • According to the consensus of 0 analysts, Union Bankshares has -- downside to fair value with a price target of -- per share.

UNB vs. S&P 500

  • Over the past 5 trading days, Union Bankshares has underperformed the S&P 500 by -12.56% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • Union Bankshares does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Union Bankshares revenues have been falling on a year-over-year basis for 1 quarter in a row. In the most recent quarter Union Bankshares reported revenues of $10.6M.

Earnings Growth

  • Union Bankshares earnings have been falling on a year-over-year basis for 6 quarters in a row. In the most recent quarter Union Bankshares reported earnings per share of $0.29.
Enterprise value:
123.5M
EV / Invested capital:
0.38x
Price / LTM sales:
2.82x
EV / EBIT:
3.33x
EV / Revenue:
2.68x
PEG ratio (5yr expected):
--
EV / Free cash flow:
16.12x
Price / Operating cash flow:
16.97x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
0.61%
Net Income Margin (TTM):
19.11%
Return On Equity:
13.97%
Return On Invested Capital:
3.7%
Operating Margin:
--
Trailing 12 Months Fiscal Quarters
Period Ending 2022-09-30 2023-09-30 2024-09-30 2023-09-30 2024-09-30
Income Statement
Revenue $47.2M $47.1M $46.1M $11.2M $10.6M
Gross Profit -- -- -- -- --
Operating Income -- -- -- -- --
EBITDA -- -- -- -- --
Diluted EPS $2.79 $2.58 $1.95 $0.55 $0.29
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Balance Sheet
Current Assets $161.6M $316.5M $286.7M $284.8M $305.6M
Total Assets $1B $1.2B $1.3B $1.4B $1.5B
Current Liabilities -- -- -- -- --
Total Liabilities $930.7M $1.1B $1.3B $1.3B $1.4B
Total Equity $78.4M $83.7M $49.7M $49.2M $72.3M
Total Debt $9.5M $23.2M $41.2M $106.9M $257M
Trailing 12 Months Fiscal Quarters
Period Ending 2022-09-30 2023-09-30 2024-09-30 2023-09-30 2024-09-30
Cash Flow Statement
Cash Flow Operations $24.6M $12.5M $9.4M $411K $1.3M
Cash From Investing -$280.1M -$108.4M -$78M -$82M -$96.5M
Cash From Financing $167.6M $85.1M $94.5M $67.1M $111.9M
Free Cash Flow $23.9M $11.2M $7.7M -$300K $1.1M
UNB
Sector
Market Cap
$129.4M
$694.8M
Price % of 52-Week High
75.86%
87.8%
Dividend Yield
5.04%
2.22%
Shareholder Yield
-14.92%
3.87%
1-Year Price Total Return
-6.99%
7.01%
Beta (5-Year)
0.778
0.734
Dividend yield:
5.04%
Annualized payout:
$1.44
Payout ratio:
73.1%
Growth streak:
11 years

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Technicals

8-day SMA
Sell
Level $30.70
200-day SMA
Buy
Level $26.90
Bollinger Bands (100)
Buy
Level 24.75 - 32.05
Chaikin Money Flow
Buy
Level 4.7K
20-day SMA
Sell
Level $33.53
Relative Strength Index (RSI14)
Sell
Level 35.18
ADX Line
Sell
Level 35.9
Williams %R
Neutral
Level -73.913
50-day SMA
Sell
Level $31.30
MACD (12, 26)
Sell
Level -0.77
25-day Aroon Oscillator
Sell
Level -60
On Balance Volume
Neutral
Level 1.5M

Financial Scores

--
Altman Z-Score (Annual)
Level (--)
Sell
CA Score (Annual)
Level (-2.4471)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (7)
--
Ohlson Score
Level (--)
--
Piotroski F Score (Annual)
Level (--)
--
Quality Ratio Score
Level (--)
Buy
Fundamental Score
Level (8)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Union Bankshares Inc operates as a community bank in the financial services industry. It offers retail and commercial banking services to its customers through its branches, ATMs, telebanking, and internet banking systems. The company provides retail banking services to individuals and commercial banking services to small and medium-sized corporations, partnerships, and sole proprietorships, as well as nonprofit organizations, local municipalities, and school districts within its market area. In addition, it also offers fiduciary and asset management services through its Asset Management Group. Geographically, all the business activity is functioned through the United States.

Stock Forecast FAQ

In the current month, UNB has received 0 Buy ratings 0 Hold ratings, and 0 Sell ratings. The UNB average analyst price target in the past 3 months is --.

  • Where Will Union Bankshares Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Union Bankshares share price will drop to -- per share over the next 12 months.

  • What Do Analysts Say About Union Bankshares?

    Analysts are divided on their view about Union Bankshares share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Union Bankshares is a Sell and believe this share price will rise from its current level to --.

  • What Is Union Bankshares's Price Target?

    The price target for Union Bankshares over the next 1-year time period is forecast to be -- according to 0 Wall Street analysts, 0 of them rate the stock a Buy, 0 rate the stock a Sell, and 0 analysts rate the stock a Hold.

  • Is UNB A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Union Bankshares is a --. 0 of 0 analysts rate the stock a -- at this time.

  • How Can I Buy Shares Of UNB?

    You can purchase shares of Union Bankshares via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, TastyTrade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Union Bankshares shares.

  • What Is The Union Bankshares Share Price Today?

    Union Bankshares was last trading at $28.47 per share. This represents the most recent stock quote for Union Bankshares. Yesterday, Union Bankshares closed at $28.60 per share.

  • How To Buy Union Bankshares Stock Online?

    In order to purchase Union Bankshares stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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