Financhill
Sell
22

TBNK Quote, Financials, Valuation and Earnings

Last price:
$9.60
Seasonality move :
-3.37%
Day range:
$9.47 - $9.68
52-week range:
$6.92 - $11.60
Dividend yield:
0.85%
P/E ratio:
30.60x
P/S ratio:
2.24x
P/B ratio:
0.30x
Volume:
3K
Avg. volume:
16.1K
1-year change:
-16.27%
Market cap:
$75.5M
Revenue:
$45.1M
EPS (TTM):
-$0.26

Analysts' Opinion

  • Consensus Rating
    Territorial Bancorp has received a consensus rating of Hold. The company's average rating is a Hold based on 0 Buy ratings, 1 Hold rating, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $12.47, Territorial Bancorp has an estimated upside of 31.68% from its current price of $9.47.
  • Price Target Downside
    According to analysts, the lowest downside price target is $12.47 representing 100% downside risk from its current price of $9.47.

Fair Value

  • According to the consensus of 1 analyst, Territorial Bancorp has 31.68% upside to fair value with a price target of $12.47 per share.

TBNK vs. S&P 500

  • Over the past 5 trading days, Territorial Bancorp has underperformed the S&P 500 by -0.77% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • Territorial Bancorp does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Territorial Bancorp revenues have been falling on a year-over-year basis for 9 quarters in a row. In the most recent quarter Territorial Bancorp reported revenues of $8.1M.

Earnings Growth

  • Territorial Bancorp earnings have been falling on a year-over-year basis for 6 quarters in a row. In the most recent quarter Territorial Bancorp reported earnings per share of -$0.15.
Enterprise value:
89.4M
EV / Invested capital:
--
Price / LTM sales:
2.24x
EV / EBIT:
2.56x
EV / Revenue:
2.46x
PEG ratio (5yr expected):
--
EV / Free cash flow:
-17.64x
Price / Operating cash flow:
27.50x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
-0.1%
Net Income Margin (TTM):
-6.16%
Return On Equity:
-0.9%
Return On Invested Capital:
-0.47%
Operating Margin:
--
Trailing 12 Months Fiscal Quarters
Period Ending 2022-09-30 2023-09-30 2024-09-30 2023-09-30 2024-09-30
Income Statement
Revenue $60.4M $49.5M $36.4M $10.6M $8.1M
Gross Profit -- -- -- -- --
Operating Income -- -- -- -- --
EBITDA -- -- -- -- --
Diluted EPS $1.88 $0.92 -$0.26 $0.10 -$0.15
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Balance Sheet
Current Assets $248.7M $107.5M $63.5M $114.4M $170.9M
Total Assets $2.1B $2.1B $2.2B $2.2B $2.2B
Current Liabilities $37.7M $41.6M $36.8M $34.8M $32.2M
Total Liabilities $1.9B $1.9B $1.9B $2B $1.9B
Total Equity $246.7M $251.7M $256.7M $248.8M $248.7M
Total Debt $141M $141M $141M $256M $177M
Trailing 12 Months Fiscal Quarters
Period Ending 2022-09-30 2023-09-30 2024-09-30 2023-09-30 2024-09-30
Cash Flow Statement
Cash Flow Operations $15.1M $10.9M -$4.2M -$985K -$4.9M
Cash From Investing -$112.5M $1.7M $69M $9.3M $27.8M
Cash From Financing $32.3M $40.3M -$10.8M -$6.9M $37.4M
Free Cash Flow $12.1M $8.5M -$5.1M -$1.3M -$5.3M
TBNK
Sector
Market Cap
$75.5M
$681.5M
Price % of 52-Week High
81.64%
87.02%
Dividend Yield
0.85%
2.22%
Shareholder Yield
22.6%
3.86%
1-Year Price Total Return
-16.27%
6.89%
Beta (5-Year)
0.625
0.740
Dividend yield:
0.85%
Annualized payout:
$0.74
Payout ratio:
-46.45%
Growth streak:
0 years

SEE THE 1% OF STOCKS YOU NEED TO OWN FOR MASSIVE RETURNS

GET BETTER TRADE IDEAS

Technicals

8-day SMA
Sell
Level $9.72
200-day SMA
Buy
Level $9.20
Bollinger Bands (100)
Sell
Level 9.6 - 10.82
Chaikin Money Flow
Sell
Level -618.5K
20-day SMA
Sell
Level $10.17
Relative Strength Index (RSI14)
Sell
Level 31.28
ADX Line
Sell
Level 17.96
Williams %R
Buy
Level -92.2535
50-day SMA
Sell
Level $10.48
MACD (12, 26)
Sell
Level -0.28
25-day Aroon Oscillator
Sell
Level -88
On Balance Volume
Neutral
Level 7.2M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (0.2929)
Sell
CA Score (Annual)
Level (-2.1565)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (8)
Sell
Ohlson Score
Level (3.7614)
--
Piotroski F Score (Annual)
Level (--)
--
Quality Ratio Score
Level (--)
Sell
Fundamental Score
Level (6)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Territorial Bancorp Inc operates as a bank holding company. It offers a wide variety of FDIC-insured deposit products and loan products for the consumer and small businesses. Its business consists of accepting deposits from the general public and investing those deposits, together with funds generated from operations and borrowings, in one-to-four-family residential mortgage loans and investment securities. The company offers a variety of deposit accounts, including passbook and statement savings accounts, certificates of deposit, money market accounts, commercial and regular checking accounts and Super NOW accounts Its loan segment portfolio consists of Residential Mortgage; Construction, Commercial, and Other Mortgage Loans; Home Equity loans & line of credit; and Consumer & others.

Stock Forecast FAQ

In the current month, TBNK has received 0 Buy ratings 1 Hold ratings, and 0 Sell ratings. The TBNK average analyst price target in the past 3 months is $12.47.

  • Where Will Territorial Bancorp Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Territorial Bancorp share price will rise to $12.47 per share over the next 12 months.

  • What Do Analysts Say About Territorial Bancorp?

    Analysts are divided on their view about Territorial Bancorp share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Territorial Bancorp is a Sell and believe this share price will drop from its current level to $12.47.

  • What Is Territorial Bancorp's Price Target?

    The price target for Territorial Bancorp over the next 1-year time period is forecast to be $12.47 according to 1 Wall Street analyst, 0 of them rate the stock a Buy, 0 rate the stock a Sell, and 1 analyst rates the stock a Hold.

  • Is TBNK A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Territorial Bancorp is a Hold. 1 of 1 analysts rates the stock a Hold at this time.

  • How Can I Buy Shares Of TBNK?

    You can purchase shares of Territorial Bancorp via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, TastyTrade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Territorial Bancorp shares.

  • What Is The Territorial Bancorp Share Price Today?

    Territorial Bancorp was last trading at $9.60 per share. This represents the most recent stock quote for Territorial Bancorp. Yesterday, Territorial Bancorp closed at $9.47 per share.

  • How To Buy Territorial Bancorp Stock Online?

    In order to purchase Territorial Bancorp stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

SEE THE 1% OF STOCKS YOU NEED TO OWN FOR MASSIVE RETURNS

GET BETTER TRADE IDEAS

Popular

Why Did Carlos Slim Buy PBF Energy?
Why Did Carlos Slim Buy PBF Energy?

Carlos Slim made a splash in a surprising sector last…

Is Booking Holdings Stock Undervalued?
Is Booking Holdings Stock Undervalued?

There is a lot of humdrum in the market about…

Broadcom vs American Express: Which Is Best?
Broadcom vs American Express: Which Is Best?

Chip giant Broadcom Inc. (NASDAQ:AVGO) and card company American Express…

Stock Ideas

Sell
48
Is AAPL Stock a Buy?

Market Cap: $3.7T
P/E Ratio: 40x

Buy
51
Is NVDA Stock a Buy?

Market Cap: $3.4T
P/E Ratio: 116x

Sell
43
Is MSFT Stock a Buy?

Market Cap: $3.1T
P/E Ratio: 35x

Alerts

Sell
47
DRUG alert for Jan 3

Bright Minds Biosciences [DRUG] is down 4.28% over the past day.

Buy
88
BMA alert for Jan 3

Banco Macro SA [BMA] is up 0.88% over the past day.

Sell
50
AGFY alert for Jan 3

Agrify [AGFY] is down 5.86% over the past day.

THE #1 STOCK ANALYSIS TOOL
TO MAKE SMARTER BUY AND SELL DECISIONS

Show me the best stock